QHP Index

Gold plans in Monroe County

7 Gold plans sold in Monroe County, Florida, from 1 insurer, priced at age 27.

One insurer sells here. 57 counties in the country are in this position, and it is worth knowing before you compare.

What people in Monroe County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Monroe County listed at $1,478 a month and the average person paid $163 after the advance premium tax credit.

7,039 of the 18,549 people who enrolled here — 37.9% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 212730405060

PlanMetalType Premium at 27DeductibleMax out of pocket
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $1,173.04 $2,000 $8,200
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $1,200.80 $1,500 $6,450
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $1,232.47 $0 $6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $1,237.03 $0 $6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,757.34 $2,000 $8,200
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,799.09 $1,500 $6,450
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,847.98 $0 $6,250

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Monroe County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.