Marketplace health plans in Palo Alto County

Name: Marketplace health plans in Palo Alto County, IA: all 42
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

42 plans sold in Palo Alto County, Iowa, from 4 insurers, priced at age 60.

What people in Palo Alto County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Palo Alto County listed at $659 a month and the average person paid $284 after the advance premium tax credit.

36 of the 385 people who enrolled here — 9.4% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 60: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 60	Deductible	Max out of pocket
Secure Oscar Insurance Company	Catastrophic	EPO	$763.15	$10,600	$10,600
Everyday Bronze Ambetter Health	Expanded Bronze	HMO	$833.30	$8,450	$10,150
Standard Expanded Bronze Ambetter Health	Expanded Bronze	HMO	$834.97	$7,500	$10,000
Bronze Classic Standard Oscar Insurance Company	Expanded Bronze	EPO	$852.05	$7,500	$10,000
Wellmark Bronze Traditional HMO Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$868.17	$7,200	$9,900
Everyday Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$868.61	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$870.35	$7,500	$10,000
Bronze Classic 4700 Oscar Insurance Company	Expanded Bronze	EPO	$878.14	$4,700	$9,300
Wellmark Bronze HDHP HMO HSA Qualified Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$886.36	$8,300	$8,300
Wellmark Standard Bronze HMO Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$930.54	$7,500	$10,000
Bronze Elite + PCP Saver Plus Oscar Insurance Company	Expanded Bronze	EPO	$934.22	$0	$10,600
Elite Bronze Ambetter Health	Expanded Bronze	HMO	$965.67	$0	$10,500
Elite Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$1,006.60	$0	$10,500
Standard Silver Ambetter Health	Silver	HMO	$1,061.50	$6,000	$8,900
Focused Silver Ambetter Health	Silver	HMO	$1,073.34	$6,300	$8,400
Gold Classic Standard Oscar Insurance Company	Gold	EPO	$1,102.65	$2,000	$8,200
Standard Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$1,106.49	$6,000	$8,900
Focused Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$1,118.83	$6,300	$8,400
Standard Gold Ambetter Health	Gold	HMO	$1,135.31	$2,000	$8,200
Everyday Gold Ambetter Health	Gold	HMO	$1,153.26	$800	$7,250
Silver Simple PCP Saver Oscar Insurance Company	Silver	EPO	$1,163.57	$5,000	$8,500
Silver Classic Standard Oscar Insurance Company	Silver	EPO	$1,164.84	$6,000	$8,900
Silver Classic Oscar Insurance Company	Silver	EPO	$1,180.06	$5,000	$8,000
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$1,183.43	$2,000	$8,200
Silver Simple Diabetes Oscar Insurance Company	Silver	EPO	$1,188.59	$6,500	$10,000
Wellmark Gold Traditional HMO Wellmark Health Plan of Iowa, Inc.	Gold	HMO	$1,189.55	$1,750	$7,500
Gold Elite Oscar Insurance Company	Gold	EPO	$1,190.98	$550	$6,000
Complete Gold Ambetter Health	Gold	HMO	$1,194.90	$1,450	$7,500
Everyday Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$1,202.13	$800	$7,250
Wellmark Standard Gold HMO Wellmark Health Plan of Iowa, Inc.	Gold	HMO	$1,210.79	$2,000	$8,200
Medica Insure Bronze Share Medica	Expanded Bronze	EPO	$1,223.03	$8,000	$10,600
Complete Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$1,245.54	$1,450	$7,500
Wellmark Silver Traditional HMO Wellmark Health Plan of Iowa, Inc.	Silver	HMO	$1,299.54	$5,000	$7,500
Wellmark Standard Silver HMO Wellmark Health Plan of Iowa, Inc.	Silver	HMO	$1,318.57	$6,000	$8,900
Medica Insure Bronze $0 Copay PCP Visits Medica	Expanded Bronze	EPO	$1,329.74	$7,500	$10,600
Medica Insure Expanded Bronze Standard Medica	Expanded Bronze	EPO	$1,345.82	$7,500	$10,000
Medica Insure Gold $0 Copay PCP Visits Medica	Gold	EPO	$1,851.08	$1,500	$8,800
Medica Insure Silver $0 Copay PCP Visits Medica	Silver	EPO	$1,880.86	$3,500	$10,450
Medica Insure Gold Share Medica	Gold	EPO	$1,906.45	$2,500	$5,900
Medica Insure Silver Share Medica	Silver	EPO	$1,937.33	$3,525	$8,850
Medica Insure Gold Standard Medica	Gold	EPO	$1,964.19	$2,000	$8,200
Medica Insure Silver Standard Medica	Silver	EPO	$1,967.66	$6,000	$8,900

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.