Marketplace health plans in Watauga County

Name: Marketplace health plans in Watauga County, NC: all 26
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

26 plans sold in Watauga County, North Carolina, from 2 insurers, priced at age 21.

What people in Watauga County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Watauga County listed at $875 a month and the average person paid $288 after the advance premium tax credit.

386 of the 3,244 people who enrolled here — 11.9% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 21	Deductible	Max out of pocket
AmeriHealth Caritas Next Bronze Essential + No Referrals AmeriHealth Caritas Next	Bronze	HMO	$436.21	$10,600	$10,600
AmeriHealth Caritas Next Bronze Signature + No Referrals AmeriHealth Caritas Next	Expanded Bronze	HMO	$441.12	$7,500	$10,000
AmeriHealth Caritas Next Bronze Premier + No Referrals AmeriHealth Caritas Next	Expanded Bronze	HMO	$450.69	$3,850	$10,600
Blue Care Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$488.01	$7,000	$10,600
Blue Advantage Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$503.04	$7,000	$10,600
Blue Care Bronze Standard \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$508.85	$7,500	$10,000
Blue Care Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$514.73	$4,000	$10,600
Blue Advantage Bronze Standard \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$523.11	$7,500	$10,000
Blue Care Bronze HSA Eligible \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$527.63	$8,500	$8,500
Blue Advantage Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$530.47	$4,000	$10,600
Blue Advantage Bronze HSA Eligible \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$543.80	$8,500	$8,500
AmeriHealth Caritas Next Silver Essential + No Referrals AmeriHealth Caritas Next	Silver	HMO	$572.02	$6,100	$9,000
AmeriHealth Caritas Next Silver Signature + No Referrals AmeriHealth Caritas Next	Silver	HMO	$576.93	$6,000	$8,900
AmeriHealth Caritas Next Silver Premier + No Referrals AmeriHealth Caritas Next	Silver	HMO	$589.03	$400	$10,200
AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next	Gold	HMO	$590.62	$2,000	$8,200
AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next	Gold	HMO	$613.49	$850	$8,500
Blue Care Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$639.54	$2,800	$10,600
Blue Care Silver Standard \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$648.17	$6,000	$8,900
Blue Advantage Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$659.20	$2,800	$10,600
Blue Care Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$661.14	$3,000	$10,600
Blue Advantage Silver Standard \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$666.33	$6,000	$8,900
Blue Care Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Gold	HMO	$671.14	$1,800	$10,600
Blue Care Gold Standard A \| Statewide Doctors Blue Cross and Blue Shield of NC	Gold	HMO	$679.54	$2,000	$8,200
Blue Advantage Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$681.44	$3,000	$10,600
Blue Advantage Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Gold	PPO	$691.75	$1,800	$10,600
Blue Advantage Gold Standard A \| Nationwide Doctors Blue Cross and Blue Shield of NC	Gold	PPO	$698.64	$2,000	$8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Watauga County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.