Marketplace health plans in Clay County

Name: Marketplace health plans in Clay County, SD: all 37
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

37 plans sold in Clay County, South Dakota, from 3 insurers, priced at age 50.

What people in Clay County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Clay County listed at $590 a month and the average person paid $238 after the advance premium tax credit.

77 of the 607 people who enrolled here — 12.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 50: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 50	Deductible	Max out of pocket
Sanford Individual TRUE $10,600 Sanford Health Plan	Catastrophic	HMO	$406.17	$10,600	$10,600
Sanford Individual Simplicity $10,600 Sanford Health Plan	Catastrophic	PPO	$527.49	$10,600	$10,600
ConnectPlus $10,600 HSA Eligible HDHP Avera Health Plans	Catastrophic	PPO	$539.75	$10,600	$10,600
Sanford Individual TRUE Standardized $7,500 Sanford Health Plan	Expanded Bronze	HMO	$581.38	$7,500	$10,000
Sanford Individual TRUE $6,500 Sanford Health Plan	Expanded Bronze	HMO	$605.45	$6,500	$9,750
Sanford Individual TRUE $7,200 HSA Qualified Sanford Health Plan	Expanded Bronze	HMO	$612.33	$7,200	$7,200
Wellmark Bronze Traditional EPO Wellmark of South Dakota, Inc.	Expanded Bronze	EPO	$682.88	$7,200	$9,900
Wellmark Bronze HDHP EPO HSA Qualified Wellmark of South Dakota, Inc.	Expanded Bronze	EPO	$697.36	$8,300	$8,300
ConnectPlus Standard $7500 HSA Eligible HDHP Avera Health Plans	Expanded Bronze	PPO	$715.47	$7,500	$10,000
Sanford Individual TRUE Standardized $6,000 Sanford Health Plan	Silver	HMO	$720.94	$6,000	$8,900
Wellmark Standard Bronze EPO Wellmark of South Dakota, Inc.	Expanded Bronze	EPO	$732.28	$7,500	$10,000
ConnectPlus $6500 HSA Eligible HDHP Avera Health Plans	Expanded Bronze	PPO	$741.92	$6,500	$10,600
Sanford Individual Simplicity Standardized $7,500 Sanford Health Plan	Expanded Bronze	PPO	$755.04	$7,500	$10,000
Sanford Individual TRUE $3,500 Sanford Health Plan	Silver	HMO	$766.79	$3,500	$9,750
Sanford Individual TRUE $4,750 Sanford Health Plan	Silver	HMO	$779.70	$4,750	$9,750
ConnectPlus $7500 HSA Eligible HDHP Avera Health Plans	Expanded Bronze	PPO	$779.89	$7,500	$7,500
Sanford Individual TRUE Standardized $2,000 Sanford Health Plan	Gold	HMO	$780.89	$2,000	$8,200
Sanford Individual Simplicity $6,500 Sanford Health Plan	Expanded Bronze	PPO	$786.29	$6,500	$9,750
Sanford Individual TRUE $1,750 Sanford Health Plan	Gold	HMO	$803.67	$1,750	$9,000
Sanford Individual Simplicity $7,200 HSA Qualified Sanford Health Plan	Expanded Bronze	PPO	$806.86	$7,200	$7,200
Sanford Individual Simplicity Standardized $6,000 Sanford Health Plan	Silver	PPO	$927.70	$6,000	$8,900
Wellmark Gold Traditional EPO Wellmark of South Dakota, Inc.	Gold	EPO	$936.80	$1,750	$7,500
ConnectPlus Standard $6000 Avera Health Plans	Silver	PPO	$943.56	$6,000	$8,900
ConnectPlus $4500 Avera Health Plans	Silver	PPO	$948.36	$4,500	$10,150
Wellmark Standard Gold EPO Wellmark of South Dakota, Inc.	Gold	EPO	$953.54	$2,000	$8,200
Wellmark Silver Traditional EPO Wellmark of South Dakota, Inc.	Silver	EPO	$962.73	$5,000	$7,500
ConnectPlus MyWeighForward $6000 Avera Health Plans	Silver	PPO	$970.71	$6,000	$8,900
Wellmark Standard Silver EPO Wellmark of South Dakota, Inc.	Silver	EPO	$979.27	$6,000	$8,900
Sanford Individual Simplicity $3,500 Sanford Health Plan	Silver	PPO	$983.47	$3,500	$9,750
Sanford Individual Simplicity $4,750 Sanford Health Plan	Silver	PPO	$991.14	$4,750	$9,750
ConnectPlus $1800 Avera Health Plans	Gold	PPO	$993.90	$1,800	$9,000
ConnectPlus Standard $2000 Avera Health Plans	Gold	PPO	$1,010.62	$2,000	$8,200
Sanford Individual Simplicity Standardized $2,000 Sanford Health Plan	Gold	PPO	$1,014.14	$2,000	$8,200
ConnectPlus MyWeighForward $2000 Avera Health Plans	Gold	PPO	$1,039.93	$2,000	$8,200
ConnectPlus $0 Silver Avera Health Plans	Silver	PPO	$1,043.49	$0	$10,600
ConnectPlus $0 Gold Avera Health Plans	Gold	PPO	$1,048.22	$0	$8,500
Sanford Individual Simplicity $1,750 Sanford Health Plan	Gold	PPO	$1,049.61	$1,750	$9,000

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Clay County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.