Marketplace health plans in Guthrie County

Name: Marketplace health plans in Guthrie County, IA: all 38
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

38 plans sold in Guthrie County, Iowa, from 4 insurers, priced at age 21.

What people in Guthrie County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Guthrie County listed at $747 a month and the average person paid $225 after the advance premium tax credit.

107 of the 508 people who enrolled here — 21.1% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 21	Deductible	Max out of pocket
Secure Oscar Insurance Company	Catastrophic	EPO	$311.96	$10,600	$10,600
Wellmark Bronze Traditional HMO Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$319.89	$7,200	$9,900
Wellmark Bronze HDHP HMO HSA Qualified Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$326.59	$8,300	$8,300
Wellmark Standard Bronze HMO Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$342.87	$7,500	$10,000
Bronze Classic Standard Oscar Insurance Company	Expanded Bronze	EPO	$348.30	$7,500	$10,000
Bronze Classic 4700 Oscar Insurance Company	Expanded Bronze	EPO	$358.96	$4,700	$9,300
UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$375.79	$8,000	$10,600
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$377.11	$7,500	$10,000
Bronze Elite + PCP Saver Plus Oscar Insurance Company	Expanded Bronze	EPO	$381.89	$0	$10,600
UHC Bronze Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$389.15	$8,000	$10,600
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$391.76	$0	$10,600
Medica Insure Bronze Share Medica	Expanded Bronze	EPO	$435.96	$8,000	$10,600
Wellmark Gold Traditional HMO Wellmark Health Plan of Iowa, Inc.	Gold	HMO	$438.30	$1,750	$7,500
Wellmark Standard Gold HMO Wellmark Health Plan of Iowa, Inc.	Gold	HMO	$446.13	$2,000	$8,200
Gold Classic Standard Oscar Insurance Company	Gold	EPO	$450.74	$2,000	$8,200
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	HMO	$460.10	$2,000	$8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	HMO	$472.10	$0	$9,000
Medica Insure Bronze $0 Copay PCP Visits Medica	Expanded Bronze	EPO	$474	$7,500	$10,600
Silver Simple PCP Saver Oscar Insurance Company	Silver	EPO	$475.64	$5,000	$8,500
Silver Classic Standard Oscar Insurance Company	Silver	EPO	$476.16	$6,000	$8,900
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	HMO	$477.16	$1,000	$8,500
Wellmark Silver Traditional HMO Wellmark Health Plan of Iowa, Inc.	Silver	HMO	$478.83	$5,000	$7,500
Medica Insure Expanded Bronze Standard Medica	Expanded Bronze	EPO	$479.73	$7,500	$10,000
UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare	Silver	HMO	$481.11	$3,500	$10,600
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	HMO	$481.96	$6,000	$8,900
Silver Classic Oscar Insurance Company	Silver	EPO	$482.38	$5,000	$8,000
Wellmark Standard Silver HMO Wellmark Health Plan of Iowa, Inc.	Silver	HMO	$485.84	$6,000	$8,900
Silver Simple Diabetes Oscar Insurance Company	Silver	EPO	$485.87	$6,500	$10,000
Gold Elite Oscar Insurance Company	Gold	EPO	$486.84	$550	$6,000
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	HMO	$487.72	$0	$10,150
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Gold	HMO	$490.52	$1,000	$8,500
UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$494.47	$3,500	$10,600
Medica Insure Gold $0 Copay PCP Visits Medica	Gold	EPO	$659.83	$1,500	$8,800
Medica Insure Silver $0 Copay PCP Visits Medica	Silver	EPO	$670.45	$3,500	$10,450
Medica Insure Gold Share Medica	Gold	EPO	$679.57	$2,500	$5,900
Medica Insure Silver Share Medica	Silver	EPO	$690.57	$3,525	$8,850
Medica Insure Gold Standard Medica	Gold	EPO	$700.15	$2,000	$8,200
Medica Insure Silver Standard Medica	Silver	EPO	$701.39	$6,000	$8,900

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.