QHP Index

Marketplace health plans in Montgomery County

43 plans sold in Montgomery County, North Carolina, from 3 insurers, priced at age 50.

What people in Montgomery County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Montgomery County listed at $957 a month and the average person paid $171 after the advance premium tax credit.

528 of the 1,798 people who enrolled here — 29.4% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 50: 212730405060

PlanMetalType Premium at 50DeductibleMax out of pocket
Everyday Bronze
Ambetter of North Carolina
Expanded BronzeHMO $824.03 $8,450 $10,150
Standard Expanded Bronze
Ambetter of North Carolina
Expanded BronzeHMO $827.23 $7,500 $10,000
Everyday Bronze + Vision + Adult Dental
Ambetter of North Carolina
Expanded BronzeHMO $851.76 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter of North Carolina
Expanded BronzeHMO $855.06 $7,500 $10,000
Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $862.87 $7,000 $10,600
Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $889.45 $7,000 $10,600
Blue Care Bronze Standard | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $899.72 $7,500 $10,000
Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $910.11 $4,000 $10,600
Blue Advantage Bronze Standard | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $924.93 $7,500 $10,000
Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $932.92 $8,500 $8,500
Elite Bronze
Ambetter of North Carolina
Expanded BronzeHMO $936.29 $0 $10,500
Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $937.95 $4,000 $10,600
Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $961.51 $8,500 $8,500
Elite Bronze + Vision + Adult Dental
Ambetter of North Carolina
Expanded BronzeHMO $967.79 $0 $10,500
Connect Bronze 5500 Indiv Med Deductible
Cigna Healthcare
Expanded BronzeHMO $1,003.43 $5,500 $10,250
Connect Bronze CMS Standard
Cigna Healthcare
Expanded BronzeHMO $1,004.32 $7,500 $10,000
Connect Bronze 6500 Indiv Med Deductible
Cigna Healthcare
Expanded BronzeHMO $1,009.07 $6,500 $9,900
Connect myDiabetesCare Bronze
Cigna Healthcare
Expanded BronzeHMO $1,017.52 $6,000 $9,900
Clear Silver with $0 Insulin Options
Ambetter of North Carolina
SilverHMO $1,059.07 $7,000 $7,000
Standard Silver
Ambetter of North Carolina
SilverHMO $1,059.40 $6,000 $8,900
Enhanced Asthma/COPD Care Silver with $0 Drug Options
Ambetter of North Carolina
SilverHMO $1,087.07 $5,900 $8,150
Standard Silver + Vision + Adult Dental
Ambetter of North Carolina
SilverHMO $1,095.05 $6,000 $8,900
Standard Gold
Ambetter of North Carolina
GoldHMO $1,095.18 $2,000 $8,200
Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter of North Carolina
SilverHMO $1,123.65 $5,900 $8,150
Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors
Blue Cross and Blue Shield of NC
SilverHMO $1,130.79 $2,800 $10,600
Standard Gold + Vision + Adult Dental
Ambetter of North Carolina
GoldHMO $1,132.03 $2,000 $8,200
Complete Gold
Ambetter of North Carolina
GoldHMO $1,144.93 $1,450 $7,500
Blue Care Silver Standard | Statewide Doctors
Blue Cross and Blue Shield of NC
SilverHMO $1,146.06 $6,000 $8,900
Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors
Blue Cross and Blue Shield of NC
SilverPPO $1,165.56 $2,800 $10,600
Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
SilverHMO $1,168.99 $3,000 $10,600
Blue Advantage Silver Standard | Nationwide Doctors
Blue Cross and Blue Shield of NC
SilverPPO $1,178.17 $6,000 $8,900
Complete Gold + Vision + Adult Dental
Ambetter of North Carolina
GoldHMO $1,183.45 $1,450 $7,500
Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
GoldHMO $1,186.67 $1,800 $10,600
Blue Care Gold Standard A | Statewide Doctors
Blue Cross and Blue Shield of NC
GoldHMO $1,201.51 $2,000 $8,200
Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
SilverPPO $1,204.89 $3,000 $10,600
Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
GoldPPO $1,223.11 $1,800 $10,600
Blue Advantage Gold Standard A | Nationwide Doctors
Blue Cross and Blue Shield of NC
GoldPPO $1,235.29 $2,000 $8,200
Connect Silver 5000 Indiv Med Deductible
Cigna Healthcare
SilverHMO $1,248.77 $5,000 $8,850
Connect Silver 3600 Indiv Med Deductible
Cigna Healthcare
SilverHMO $1,251.15 $3,600 $9,150
Connect Silver CMS Standard
Cigna Healthcare
SilverHMO $1,251.58 $6,000 $8,900
Connect myDiabetesCare Silver
Cigna Healthcare
SilverHMO $1,265.81 $4,300 $9,200
Connect Gold CMS Standard
Cigna Healthcare
GoldHMO $1,506.12 $2,000 $8,200
Connect Gold 1500 Indiv Med Deductible
Cigna Healthcare
GoldHMO $1,508.63 $1,500 $9,950

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Montgomery County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.