Silver plans in Lorain County

Name: Silver marketplace plans in Lorain County, OH: all 45
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

45 Silver plans sold in Lorain County, Ohio, from 9 insurers, priced at age 40.

What people in Lorain County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Lorain County listed at $681 a month and the average person paid $259 after the advance premium tax credit.

1,210 of the 11,276 people who enrolled here — 10.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Molina Silver Saver with Four Free PCP Visits Molina Healthcare	Silver	HMO	$489.29	$7,000	$10,150
Molina Silver Smart Heart Health Molina Healthcare	Silver	HMO	$489.54	$6,000	$8,990
Molina Silver Core Molina Healthcare	Silver	HMO	$490.51	$6,000	$8,990
Molina Silver Core Plus with Adult Vision Molina Healthcare	Silver	HMO	$494.24	$6,000	$8,990
Molina Silver Standard Molina Healthcare	Silver	HMO	$497.94	$6,000	$8,900
Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare	Silver	HMO	$507	$6,000	$8,990
Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc.	Silver	HMO	$509.51	$7,500	$10,600
Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc.	Silver	HMO	$521.35	$7,500	$10,600
Silver Classic Standard Oscar Health Insurance	Silver	HMO	$541.36	$6,000	$8,900
Silver 6000 $20 Generic Drugs CareSource	Silver	HMO	$542.38	$6,000	$8,900
Silver Simple PCP Saver Oscar Health Insurance	Silver	HMO	$542.64	$5,750	$10,150
Silver Simple Diabetes Oscar Health Insurance	Silver	HMO	$543.16	$6,500	$10,000
Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Insurance	Silver	HMO	$543.36	$6,200	$9,600
Silver Simple Chronic Care CKM Oscar Health Insurance	Silver	HMO	$548.41	$5,900	$10,150
Silver Elite Saver Plus Oscar Health Insurance	Silver	HMO	$549.58	$0	$9,750
Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc.	Silver	HMO	$551.72	$6,500	$10,600
Silver Simple Women's Health with Menopause Benefits Oscar Health Insurance	Silver	HMO	$553.32	$6,000	$10,150
Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc.	Silver	HMO	$563.56	$6,500	$10,600
Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Silver	HMO	$567.34	$5,000	$8,950
Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Silver	HMO	$576.52	$6,000	$8,900
Silver Standard Antidote Health Plan of Ohio, Inc.	Silver	HMO	$585.74	$6,000	$8,900
Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Silver	HMO	$588.57	$4,000	$9,200
Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Silver	HMO	$594.41	$4,000	$9,200
Silver $5,800 w/ Virtual & Wellness ON-EX MedMutual	Silver	HMO	$605.15	$5,800	$9,800
Anthem Silver Pathway 5500 for HSA Anthem Blue Cross and Blue Shield	Silver	HMO	$615.48	$5,500	$5,500
Silver Standard w/ Virtual & Wellness MedMutual	Silver	HMO	$619.88	$6,000	$8,900
Silver $5,000 w/ Virtual & Wellness ON-EX MedMutual	Silver	HMO	$620.35	$5,000	$8,500
Standard Silver Ambetter from Buckeye Health Plan	Silver	HMO	$624.29	$6,000	$8,900
Silver $5,000 w/ Adult Dental ON-EX MedMutual	Silver	HMO	$632.70	$5,000	$8,500
Complete Silver Ambetter from Buckeye Health Plan	Silver	HMO	$634.75	$5,950	$8,850
Standard Silver + Vision + Adult Dental Ambetter from Buckeye Health Plan	Silver	HMO	$643.53	$6,000	$8,900
Complete Silver + Vision + Adult Dental Ambetter from Buckeye Health Plan	Silver	HMO	$654.31	$5,950	$8,850
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	HMO	$677.49	$6,000	$8,900
UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) UnitedHealthcare	Silver	HMO	$680.87	$3,250	$10,600
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	HMO	$685.96	$0	$9,800
UHC Silver Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$692.60	$6,000	$8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$695.98	$3,250	$10,600
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$701.07	$0	$9,800
Silver Simple Diabetes \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$717.50	$6,500	$10,000
Silver Simple PCP Saver \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$718.17	$5,750	$10,150
Silver Simple Breathe Easy with Enhanced COPD Benefits \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$720.78	$6,200	$9,600
Silver Classic Standard \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$723.67	$6,000	$8,900
Silver Simple Chronic Care CKM \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$727.29	$5,900	$10,150
Silver Simple Women's Health with Menopause Benefits \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$732.47	$6,000	$10,150
Silver Elite Saver Plus \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Silver	HMO	$747.18	$0	$9,750

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Lorain County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.