Gold plans in Lorain County

Name: Gold marketplace plans in Lorain County, OH: all 44
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

44 Gold plans sold in Lorain County, Ohio, from 9 insurers, priced at age 40.

What people in Lorain County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Lorain County listed at $681 a month and the average person paid $259 after the advance premium tax credit.

1,210 of the 11,276 people who enrolled here — 10.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Gold Classic Standard Oscar Health Insurance	Gold	HMO	$540.99	$2,000	$8,200
Gold Classic Oscar Health Insurance	Gold	HMO	$552.79	$2,250	$7,500
Molina Gold Core 1640 Molina Healthcare	Gold	HMO	$566.12	$1,640	$8,100
Molina Gold Smart Heart Health Molina Healthcare	Gold	HMO	$567.92	$1,640	$8,100
Molina Gold Enhanced 895 Molina Healthcare	Gold	HMO	$568.03	$895	$8,700
Molina Gold Core 1640 Plus with Adult Vision Molina Healthcare	Gold	HMO	$569.80	$1,640	$8,100
Molina Gold Enhanced 895 Plus with Adult Vision Molina Healthcare	Gold	HMO	$571.70	$895	$8,700
Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare	Gold	HMO	$582.36	$1,640	$8,100
Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare	Gold	HMO	$584.27	$895	$8,700
Gold Elite Saver Plus Oscar Health Insurance	Gold	HMO	$590.26	$0	$8,900
Molina Gold Standard Molina Healthcare	Gold	HMO	$591.16	$2,000	$8,200
Clear Gold Ambetter from Buckeye Health Plan	Gold	HMO	$622.13	$1,200	$9,150
Standard Gold Ambetter from Buckeye Health Plan	Gold	HMO	$638.37	$2,000	$8,200
Clear Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan	Gold	HMO	$641.30	$1,200	$9,150
Standard Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan	Gold	HMO	$658.04	$2,000	$8,200
Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc.	Gold	HMO	$658.48	$3,500	$9,000
Complete Gold Ambetter from Buckeye Health Plan	Gold	HMO	$667.99	$1,450	$7,500
Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc.	Gold	HMO	$670.74	$3,500	$9,000
Complete Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan	Gold	HMO	$688.58	$1,450	$7,500
Gold Standard w/ Virtual & Wellness MedMutual	Gold	HMO	$692.08	$2,000	$8,200
Gold $500 w/ Virtual & Wellness ON-EX MedMutual	Gold	HMO	$701.58	$500	$7,500
Gold $1,000 w/ Virtual & Wellness ON-EX MedMutual	Gold	HMO	$702.53	$1,000	$8,000
Gold $1,000 w/ Adult Dental ON-EX MedMutual	Gold	HMO	$715.35	$1,000	$8,000
Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc.	Gold	HMO	$724.50	$3,000	$9,000
Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc.	Gold	HMO	$736.76	$3,000	$9,000
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services CareSource	Gold	HMO	$758.61	$3,000	$8,500
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource	Gold	HMO	$762.19	$3,000	$8,500
Diabetes Gold 3000 $0 Chronic Care Drugs & Services CareSource	Gold	HMO	$764.52	$3,000	$8,500
Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource	Gold	HMO	$768.11	$3,000	$8,500
Gold Standard Antidote Health Plan of Ohio, Inc.	Gold	HMO	$769.78	$2,000	$8,200
Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield	Gold	HMO	$770.10	$2,000	$8,200
Core Gold 1500 $10 Generic Drugs CareSource	Gold	HMO	$795.35	$1,500	$8,000
Core Gold 1500 $10 Generic Drugs + Adult Vision & Fitness CareSource	Gold	HMO	$798.94	$1,500	$8,000
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	HMO	$805.03	$2,000	$8,200
UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	HMO	$815.17	$700	$7,000
Gold Classic Standard \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Gold	HMO	$817.39	$2,000	$8,200
UHC Gold Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Gold	HMO	$820.14	$2,000	$8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	HMO	$823.86	$0	$7,700
UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Gold	HMO	$830.28	$700	$7,000
Gold 2000 $15 Generic Drugs CareSource	Gold	HMO	$831.15	$2,000	$8,200
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness CareSource	Gold	HMO	$834.74	$2,000	$8,200
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Gold	HMO	$838.98	$0	$7,700
Gold Elite \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Gold	HMO	$842.93	$750	$7,500
Gold Elite Saver Plus \| Cleveland Clinic Oscar Insurance Corporation of Ohio	Gold	HMO	$866.05	$0	$8,900

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Lorain County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.