Gold plans in Harris County

Name: Gold marketplace plans in Harris County, TX: all 41
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

41 Gold plans sold in Harris County, Texas, from 7 insurers, priced at age 40.

What people in Harris County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Harris County listed at $647 a month and the average person paid $78 after the advance premium tax credit.

362,558 of the 731,300 people who enrolled here — 49.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Community Select Gold 022 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Gold	HMO	$501.60	$2,000	$9,200
Community Ultra Select Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Gold	HMO	$513.86	$2,000	$8,200
Community Ultra Select Gold 022 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Gold	HMO	$518.79	$2,000	$9,200
Standard Gold VALUE Ambetter from Superior HealthPlan	Gold	HMO	$541.33	$2,000	$8,200
MyBlue Health Gold℠ 403 Blue Cross and Blue Shield of Texas	Gold	HMO	$551.20	$500	$8,500
Complete VALUE Gold Ambetter from Superior HealthPlan	Gold	HMO	$553.54	$1,450	$7,500
Imperial Standard Gold Imperial Insurance Companies, Inc.	Gold	HMO	$553.63	$2,000	$8,200
Imperial Preferred Gold Zero Imperial Insurance Companies, Inc.	Gold	HMO	$556.33	$0	$9,200
Imperial Preferred Gold Imperial Insurance Companies, Inc.	Gold	HMO	$558.64	$1,350	$9,000
MyBlue Health Gold℠ Standard Blue Cross and Blue Shield of Texas	Gold	HMO	$559.46	$2,000	$8,200
Gold Simple Guided Care Oscar Insurance Company	Gold	HMO	$608.67	$3,300	$9,950
Gold Classic Standard Guided Care Oscar Insurance Company	Gold	HMO	$611.87	$2,000	$8,200
Gold Simple Diabetes Guided Care Oscar Insurance Company	Gold	HMO	$614.67	$2,000	$9,800
Gold Classic Guided Care Oscar Insurance Company	Gold	HMO	$621.40	$2,500	$8,000
Gold Classic Standard Oscar Insurance Company	Gold	EPO	$636.97	$2,000	$8,200
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$641.99	$800	$9,000
Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$644.73	$2,000	$8,200
Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$645.81	$1,500	$5,000
Gold Classic Oscar Insurance Company	Gold	EPO	$646.92	$2,500	$8,000
UHC Gold Standard UnitedHealthcare	Gold	HMO	$648.61	$2,000	$8,200
UHC Kelsey-Seybold Gold Copay Focus $0 Indiv Med Ded ($8 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$648.80	$0	$7,800
Community Premier Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Gold	HMO	$654.37	$2,000	$8,200
Community Premier Gold 005 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Gold	HMO	$659.35	$2,500	$7,500
Gold Elite Oscar Insurance Company	Gold	EPO	$660.31	$1,200	$7,800
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$665.83	$1,000	$7,500
UHC Kelsey-Seybold Gold Copay Focus+ $0 Indiv Med Ded ($8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$666.25	$0	$7,800
Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	POS	$674.32	$700	$7,500
Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	POS	$676.98	$2,000	$8,200
Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	POS	$678.49	$1,000	$8,950
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$683.28	$1,000	$7,500
Standard Gold Ambetter from Superior HealthPlan	Gold	EPO	$722.35	$2,000	$8,200
Everyday Gold Ambetter from Superior HealthPlan	Gold	EPO	$725.69	$800	$7,250
Complete Gold Ambetter from Superior HealthPlan	Gold	EPO	$738.80	$1,450	$7,500
Standard Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$749.23	$2,000	$8,200
Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$752.70	$800	$7,250
Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$766.31	$1,450	$7,500
Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas	Gold	HMO	$790.19	$550	$10,100
Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas	Gold	HMO	$806.53	$2,000	$8,200
Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas	Gold	POS	$984.81	$2,400	$10,400
Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas	Gold	POS	$996.43	$1,700	$10,150
Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas	Gold	POS	$1,035.31	$2,000	$8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Harris County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.