QHP Index

Gold plans in Harris County

41 Gold plans sold in Harris County, Texas, from 7 insurers, priced at age 50.

What people in Harris County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Harris County listed at $647 a month and the average person paid $78 after the advance premium tax credit.

362,558 of the 731,300 people who enrolled here — 49.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 50: 212730405060

PlanMetalType Premium at 50DeductibleMax out of pocket
Community Select Gold 022 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)
Community Health Choice
GoldHMO $700.98 $2,000 $9,200
Community Ultra Select Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)
Community Health Choice
GoldHMO $718.12 $2,000 $8,200
Community Ultra Select Gold 022 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)
Community Health Choice
GoldHMO $725 $2,000 $9,200
Standard Gold VALUE
Ambetter from Superior HealthPlan
GoldHMO $756.51 $2,000 $8,200
MyBlue Health Gold℠ 403
Blue Cross and Blue Shield of Texas
GoldHMO $770.30 $500 $8,500
Complete VALUE Gold
Ambetter from Superior HealthPlan
GoldHMO $773.56 $1,450 $7,500
Imperial Standard Gold
Imperial Insurance Companies, Inc.
GoldHMO $773.70 $2,000 $8,200
Imperial Preferred Gold Zero
Imperial Insurance Companies, Inc.
GoldHMO $777.47 $0 $9,200
Imperial Preferred Gold
Imperial Insurance Companies, Inc.
GoldHMO $780.70 $1,350 $9,000
MyBlue Health Gold℠ Standard
Blue Cross and Blue Shield of Texas
GoldHMO $781.84 $2,000 $8,200
Gold Simple Guided Care
Oscar Insurance Company
GoldHMO $850.62 $3,300 $9,950
Gold Classic Standard Guided Care
Oscar Insurance Company
GoldHMO $855.09 $2,000 $8,200
Gold Simple Diabetes Guided Care
Oscar Insurance Company
GoldHMO $859.01 $2,000 $9,800
Gold Classic Guided Care
Oscar Insurance Company
GoldHMO $868.41 $2,500 $8,000
Gold Classic Standard
Oscar Insurance Company
GoldEPO $890.16 $2,000 $8,200
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $897.18 $800 $9,000
Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $901 $2,000 $8,200
Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $902.52 $1,500 $5,000
Gold Classic
Oscar Insurance Company
GoldEPO $904.07 $2,500 $8,000
UHC Gold Standard
UnitedHealthcare
GoldHMO $906.43 $2,000 $8,200
UHC Kelsey-Seybold Gold Copay Focus $0 Indiv Med Ded ($8 Tier 2 Rx)
UnitedHealthcare
GoldHMO $906.69 $0 $7,800
Community Premier Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)
Community Health Choice
GoldHMO $914.48 $2,000 $8,200
Community Premier Gold 005 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)
Community Health Choice
GoldHMO $921.44 $2,500 $7,500
Gold Elite
Oscar Insurance Company
GoldEPO $922.78 $1,200 $7,800
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
UnitedHealthcare
GoldHMO $930.49 $1,000 $7,500
UHC Kelsey-Seybold Gold Copay Focus+ $0 Indiv Med Ded ($8 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $931.08 $0 $7,800
Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldPOS $942.37 $700 $7,500
Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldPOS $946.08 $2,000 $8,200
Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldPOS $948.19 $1,000 $8,950
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $954.88 $1,000 $7,500
Standard Gold
Ambetter from Superior HealthPlan
GoldEPO $1,009.49 $2,000 $8,200
Everyday Gold
Ambetter from Superior HealthPlan
GoldEPO $1,014.15 $800 $7,250
Complete Gold
Ambetter from Superior HealthPlan
GoldEPO $1,032.47 $1,450 $7,500
Standard Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $1,047.05 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $1,051.89 $800 $7,250
Complete Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $1,070.91 $1,450 $7,500
Blue Advantage Gold HMO℠ 206
Blue Cross and Blue Shield of Texas
GoldHMO $1,104.28 $550 $10,100
Blue Advantage Gold HMO℠ Standard
Blue Cross and Blue Shield of Texas
GoldHMO $1,127.13 $2,000 $8,200
Blue Advantage Plus Gold℠ 803
Blue Cross and Blue Shield of Texas
GoldPOS $1,376.27 $2,400 $10,400
Blue Advantage Plus Gold℠ 203
Blue Cross and Blue Shield of Texas
GoldPOS $1,392.51 $1,700 $10,150
Blue Advantage Plus Gold℠ Standard
Blue Cross and Blue Shield of Texas
GoldPOS $1,446.84 $2,000 $8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Harris County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.