QHP Index

Gold plans in Maricopa County

26 Gold plans sold in Maricopa County, Arizona, from 7 insurers, priced at age 40.

What people in Maricopa County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Maricopa County listed at $610 a month and the average person paid $226 after the advance premium tax credit.

40,102 of the 235,665 people who enrolled here — 17.0% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
Gold Simple
Oscar Health Plan, Inc.
GoldHMO $541.53 $3,300 $9,950
Gold Classic Standard
Oscar Health Plan, Inc.
GoldHMO $545.15 $2,000 $8,200
Gold Simple Diabetes
Oscar Health Plan, Inc.
GoldHMO $547.94 $2,000 $9,800
Gold Classic
Oscar Health Plan, Inc.
GoldHMO $552.65 $3,500 $7,750
Imperial Standard Gold
Imperial Insurance Companies, Inc.
GoldHMO $556.37 $2,000 $8,200
Imperial Preferred Gold
Imperial Insurance Companies, Inc.
GoldHMO $563.78 $1,000 $8,000
Standard Gold
Ambetter from Arizona Complete Health
GoldHMO $625.63 $2,000 $8,200
Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Antidote Health Plan of Arizona, Inc.
GoldHMO $636.39 $3,000 $9,000
Standard Gold + Vision + Adult Dental
Ambetter from Arizona Complete Health
GoldHMO $642.01 $2,000 $8,200
Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Antidote Health Plan of Arizona, Inc.
GoldHMO $647.10 $3,000 $9,000
Complete Gold
Ambetter from Arizona Complete Health
GoldHMO $652.46 $1,450 $7,500
UHC Gold Standard
UnitedHealthcare
GoldHMO $667.75 $2,000 $8,200
Complete Gold + Vision + Adult Dental
Ambetter from Arizona Complete Health
GoldHMO $669.54 $1,450 $7,500
UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx)
UnitedHealthcare
GoldHMO $676.24 $1,250 $8,000
Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
Antidote Health Plan of Arizona, Inc.
GoldHMO $681.54 $3,000 $9,000
Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
Antidote Health Plan of Arizona, Inc.
GoldHMO $692.24 $3,000 $9,000
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $694.71 $1,250 $8,000
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)
UnitedHealthcare
GoldHMO $695.08 $0 $7,800
Elite Gold
Ambetter from Arizona Complete Health
GoldHMO $704.39 $0 $6,500
Gold Standard
Antidote Health Plan of Arizona, Inc.
GoldHMO $719.38 $2,000 $8,200
Elite Gold + Vision + Adult Dental
Ambetter from Arizona Complete Health
GoldHMO $722.83 $0 $6,500
AZ Blue EverydayHealth Prosano Gold ($0 Prosano Health Visits)
Blue Cross Blue Shield of Arizona
GoldHMO $727.95 $1,475 $8,000
Connect Gold 2500 Indiv Med Deductible
Cigna HealthCare of Arizona, Inc
GoldHMO $741.33 $2,500 $8,200
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits)
Blue Cross Blue Shield of Arizona
GoldHMO $744.16 $4,800 $4,800
Connect Gold CMS Standard
Cigna HealthCare of Arizona, Inc
GoldHMO $757.09 $2,000 $8,200
AZ Blue StandardHealth Gold Focus
Blue Cross Blue Shield of Arizona
GoldHMO $783.50 $2,000 $8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Maricopa County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.