QHP Index

Gold plans in Indian River County

30 Gold plans sold in Indian River County, Florida, from 7 insurers, priced at age 30.

What people in Indian River County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Indian River County listed at $802 a month and the average person paid $203 after the advance premium tax credit.

5,243 of the 19,946 people who enrolled here — 26.3% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 30: 212730405060

PlanMetalType Premium at 30DeductibleMax out of pocket
Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access)
Health First Commercial Plans, Inc.
GoldHMO $499.53 $3,050 $8,100
Standard Gold
Ambetter Health
GoldHMO $513.79 $2,000 $8,200
Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access)
Health First Commercial Plans, Inc.
GoldHMO $522.01 $3,050 $8,100
Everyday Gold
Ambetter Health
GoldHMO $524.91 $800 $7,250
Gold Standard 1833
Health First Commercial Plans, Inc.
GoldHMO $525.50 $2,000 $8,200
Standard Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $527.69 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $539.11 $800 $7,250
Complete Gold
Ambetter Health
GoldHMO $542.45 $1,450 $7,500
Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access)
Health First Commercial Plans, Inc.
GoldHMO $554.22 $3,000 $8,250
Complete Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $557.13 $1,450 $7,500
Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access)
Health First Commercial Plans, Inc.
GoldHMO $576.71 $3,000 $8,250
Partnered Care Premier Gold
Cigna HealthCare of Florida, Inc.
GoldHMO $595.23 $1,850 $7,700
Connect Gold Mid-South 2250 Indiv Med Deductible
Cigna Healthcare
GoldEPO $602.37 $2,250 $9,450
Partnered Care Gold CMS Standard
Cigna HealthCare of Florida, Inc.
GoldHMO $610.54 $2,000 $8,200
Connect Gold Mid-South CMS Standard
Cigna Healthcare
GoldEPO $615.67 $2,000 $8,200
Connect Gold Mid-South 850 Indiv Med Deductible
Cigna Healthcare
GoldEPO $643.62 $850 $8,550
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $770.84 $800 $9,000
myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldHMO $772.21 $2,000 $8,200
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $778.42 $800 $9,000
myBlue Gold 2011 ($0 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldHMO $785.30 $940 $4,500
Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
WellPoint
GoldHMO $786.66 $2,000 $8,200
Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $787.77 $1,400 $5,000
myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldHMO $819.73 $0 $6,550
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $926.04 $2,000 $8,200
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $947.95 $1,500 $6,450
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $972.96 $0 $6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $976.55 $0 $6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,387.30 $2,000 $8,200
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,420.27 $1,500 $6,450
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,458.85 $0 $6,250

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Indian River County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.