QHP Index

Gold plans in Saint Lucie County

26 Gold plans sold in Saint Lucie County, Florida, from 7 insurers, priced at age 40.

What people in Saint Lucie County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Saint Lucie County listed at $900 a month and the average person paid $94 after the advance premium tax credit.

26,396 of the 68,746 people who enrolled here — 38.4% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
Partnered Care Premier Gold
Cigna HealthCare of Florida, Inc.
GoldHMO $686.22 $1,850 $7,700
Connect Gold Mid-South 2250 Indiv Med Deductible
Cigna Healthcare
GoldEPO $687.86 $2,250 $9,450
Connect Gold Mid-South CMS Standard
Cigna Healthcare
GoldEPO $703.05 $2,000 $8,200
Partnered Care Gold CMS Standard
Cigna HealthCare of Florida, Inc.
GoldHMO $703.87 $2,000 $8,200
Connect Gold Mid-South 850 Indiv Med Deductible
Cigna Healthcare
GoldEPO $734.98 $850 $8,550
Gold Simple
Oscar Health Maintenance Organization of Florida
GoldHMO $749.53 $3,000 $9,950
Gold Classic Standard
Oscar Health Maintenance Organization of Florida
GoldHMO $787.37 $2,000 $8,200
Standard Gold
Ambetter Health
GoldHMO $878.90 $2,000 $8,200
Everyday Gold
Ambetter Health
GoldHMO $897.93 $800 $7,250
Standard Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $902.68 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $922.23 $800 $7,250
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $924.89 $800 $9,000
Complete Gold
Ambetter Health
GoldHMO $927.94 $1,450 $7,500
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $933.99 $800 $9,000
Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
WellPoint
GoldHMO $943.87 $2,000 $8,200
Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $945.22 $1,400 $5,000
Complete Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $953.04 $1,450 $7,500
myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldHMO $995.23 $2,000 $8,200
myBlue Gold 1605 ($0 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldHMO $1,012.19 $940 $4,500
myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldHMO $1,048.15 $0 $6,550
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldPOS $1,157.40 $2,000 $8,200
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldPOS $1,185.89 $1,500 $6,450
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldPOS $1,227.52 $0 $6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,522.03 $2,000 $8,200
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,558.20 $1,500 $6,450
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,600.53 $0 $6,250

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Saint Lucie County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.