Marketplace health plans in Galveston County

Name: Marketplace health plans in Galveston County, TX: all 61
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

61 plans sold in Galveston County, Texas, from 5 insurers, priced at age 21.

What people in Galveston County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Galveston County listed at $772 a month and the average person paid $120 after the advance premium tax credit.

Across the 254 Texas counties CMS published, the averages are $834 and $98; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

15,925 of the 38,700 people who enrolled here — 41.1% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 21	Deductible	Max out of pocket
Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company	Expanded Bronze	EPO	$364.53	$9,000	$10,600
UHC Kelsey-Seybold Bronze Copay Focus $0 Indiv Med Ded UnitedHealthcare	Expanded Bronze	HMO	$372.20	$0	$10,600
Bronze Classic Standard Oscar Insurance Company	Expanded Bronze	EPO	$376.99	$7,500	$10,000
Bronze Classic 4700 Oscar Insurance Company	Expanded Bronze	EPO	$381.52	$4,700	$9,800
UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare	Bronze	HMO	$382.39	$10,600	$10,600
Bronze Simple Diabetes Oscar Insurance Company	Expanded Bronze	EPO	$382.67	$5,500	$10,150
UHC Kelsey-Seybold Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) UnitedHealthcare	Expanded Bronze	HMO	$384.81	$0	$10,600
Community Premier Bronze 003 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Expanded Bronze	HMO	$386.67	$8,500	$10,600
Bronze Simple Chronic Care CKM Oscar Insurance Company	Expanded Bronze	EPO	$389.09	$5,500	$10,150
Community Premier Bronze 018 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Expanded Bronze	HMO	$398.34	$7,500	$10,000
Bronze Elite + PCP Saver Plus Oscar Insurance Company	Expanded Bronze	EPO	$398.63	$0	$10,150
UHC Bronze Standard UnitedHealthcare	Expanded Bronze	HMO	$399.54	$7,500	$10,000
UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare	Expanded Bronze	HMO	$413.19	$7,500	$10,000
Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas	Catastrophic	HMO	$448.23	$10,600	$10,600
Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas	Expanded Bronze	HMO	$455	$7,500	$10,000
Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas	Expanded Bronze	HMO	$455.52	$6,000	$10,150
Gold Classic Standard Oscar Insurance Company	Gold	EPO	$498.42	$2,000	$8,200
Gold Classic Oscar Insurance Company	Gold	EPO	$506.21	$2,500	$8,000
UHC Gold Standard UnitedHealthcare	Gold	HMO	$507.52	$2,000	$8,200
UHC Kelsey-Seybold Gold Copay Focus $0 Indiv Med Ded ($8 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$507.67	$0	$7,800
Community Premier Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Gold	HMO	$512.03	$2,000	$8,200
Community Premier Gold 005 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Gold	HMO	$515.92	$2,500	$7,500
Gold Elite Oscar Insurance Company	Gold	EPO	$516.69	$1,200	$7,800
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$520.99	$1,000	$7,500
UHC Kelsey-Seybold Gold Copay Focus+ $0 Indiv Med Ded ($8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$521.32	$0	$7,800
UHC Kelsey-Seybold Silver Copay Focus $0 Indiv Med Ded UnitedHealthcare	Silver	HMO	$533.21	$0	$9,200
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$534.65	$1,000	$7,500
UHC Kelsey-Seybold Silver Copay Focus+ $0 Indiv Med Ded (Dental + Vision) UnitedHealthcare	Silver	HMO	$545.39	$0	$9,200
Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas	Bronze	POS	$549.88	$7,300	$10,600
Standard Gold Ambetter from Superior HealthPlan	Gold	EPO	$565.23	$2,000	$8,200
Everyday Gold Ambetter from Superior HealthPlan	Gold	EPO	$567.84	$800	$7,250
Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas	Expanded Bronze	POS	$575.63	$7,500	$10,000
Complete Gold Ambetter from Superior HealthPlan	Gold	EPO	$578.10	$1,450	$7,500
Silver Simple PCP Saver Oscar Insurance Company	Silver	EPO	$581.82	$5,750	$10,150
Silver Classic Standard Oscar Insurance Company	Silver	EPO	$585.79	$6,000	$8,900
Standard Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$586.26	$2,000	$8,200
UHC Silver Standard UnitedHealthcare	Silver	HMO	$588.15	$6,000	$8,900
Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$588.98	$800	$7,250
Silver Classic Oscar Insurance Company	Silver	EPO	$593.70	$5,500	$8,900
Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas	Expanded Bronze	POS	$593.92	$7,000	$10,150
UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare	Silver	HMO	$597.62	$3,000	$8,950
Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$599.62	$1,450	$7,500
Community Premier Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Silver	HMO	$606.02	$6,000	$8,900
Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Silver	HMO	$606.59	$2,800	$10,600
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare	Silver	HMO	$611.28	$3,000	$8,950
Standard Silver Ambetter from Superior HealthPlan	Silver	EPO	$618.22	$6,000	$8,900
Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas	Gold	HMO	$618.30	$550	$10,100
Focused Silver Ambetter from Superior HealthPlan	Silver	EPO	$621.39	$6,300	$8,400
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter from Superior HealthPlan	Silver	EPO	$627.23	$5,000	$8,650
Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas	Gold	HMO	$631.09	$2,000	$8,200
Standard Silver + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$641.45	$6,000	$8,900
Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$644.75	$6,300	$8,400
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$650.81	$5,000	$8,650
Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas	Silver	HMO	$734.30	$6,000	$8,900
Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas	Silver	HMO	$742.40	$1,450	$10,600
Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas	Gold	POS	$770.59	$2,400	$10,400
Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas	Gold	POS	$779.68	$1,700	$10,150
Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas	Gold	POS	$810.10	$2,000	$8,200
Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas	Silver	POS	$920.97	$1,250	$10,500
Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas	Silver	POS	$924.52	$6,000	$8,900
Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas	Silver	POS	$947.28	$0	$10,150

Counties next to this one

Galveston County is in Rating Area 10 of Texas. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 1 other county shares it and is listed first; the rest are the largest in Texas.

County	Plans	Insurers	Cheapest at 40	Average paid after credit
Harris County same rating area	121	7	$374.51	$78
Dallas County	138	9	$411.53	$67
Tarrant County	128	8	$437.08	$94
Collin County	127	9	$411.53	$96
Bexar County	123	8	$397.16	$95
Rockwall County	120	8	$411.53	$103
Ellis County	119	8	$411.53	$84
Denton County	117	7	$437.08	$99
Comal County	115	7	$334.61	$168
Montgomery County	112	7	$431.99	$119
El Paso County	110	7	$375.73	$69
Travis County	110	9	$432.65	$130

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Galveston County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.