Silver plans in Harris County

Name: Silver marketplace plans in Harris County, TX: all 46
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

46 Silver plans sold in Harris County, Texas, from 7 insurers, priced at age 21.

What people in Harris County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Harris County listed at $647 a month and the average person paid $78 after the advance premium tax credit.

362,558 of the 731,300 people who enrolled here — 49.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 21	Deductible	Max out of pocket
Community Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Silver	HMO	$458.69	$4,500	$9,000
Standard Silver VALUE Ambetter from Superior HealthPlan	Silver	HMO	$463.27	$6,000	$8,900
Focused VALUE Silver Ambetter from Superior HealthPlan	Silver	HMO	$465.63	$6,300	$8,400
Imperial Standard Silver Imperial Insurance Companies, Inc.	Silver	HMO	$474.82	$6,000	$8,900
Standard Silver VALUE + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	HMO	$480.78	$6,000	$8,900
Community Ultra Select Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Silver	HMO	$482.22	$6,000	$8,900
Community Ultra Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Silver	HMO	$482.85	$4,500	$9,000
Focused VALUE Silver + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	HMO	$483.23	$6,300	$8,400
Imperial Preferred Silver Imperial Insurance Companies, Inc.	Silver	HMO	$483.71	$7,500	$9,500
MyBlue Health Silver℠ Standard Blue Cross and Blue Shield of Texas	Silver	HMO	$497.67	$6,000	$8,900
MyBlue Health Silver℠ 405 Blue Cross and Blue Shield of Texas	Silver	HMO	$498.45	$1,500	$10,600
UHC Kelsey-Seybold Silver Copay Focus $0 Indiv Med Ded UnitedHealthcare	Silver	HMO	$533.21	$0	$9,200
Silver Simple Guided Care Oscar Insurance Company	Silver	HMO	$542.90	$6,300	$9,300
UHC Kelsey-Seybold Silver Copay Focus+ $0 Indiv Med Ded (Dental + Vision) UnitedHealthcare	Silver	HMO	$545.39	$0	$9,200
Silver Simple Diabetes Guided Care Oscar Insurance Company	Silver	HMO	$549.28	$6,500	$10,000
Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care Oscar Insurance Company	Silver	HMO	$553.16	$6,200	$9,600
Silver Simple Chronic Care CKM Guided Care Oscar Insurance Company	Silver	HMO	$553.57	$5,900	$10,150
Silver Simple Women's Health with Menopause Benefits Guided Care Oscar Insurance Company	Silver	HMO	$555.11	$6,000	$10,150
Silver Classic Standard Guided Care Oscar Insurance Company	Silver	HMO	$562.48	$6,000	$8,900
Silver Simple PCP Saver Guided Care Oscar Insurance Company	Silver	HMO	$566.64	$5,750	$10,150
Silver Simple PCP Saver Oscar Insurance Company	Silver	EPO	$581.82	$5,750	$10,150
Silver Classic Standard Oscar Insurance Company	Silver	EPO	$585.79	$6,000	$8,900
UHC Silver Standard UnitedHealthcare	Silver	HMO	$588.15	$6,000	$8,900
Silver Classic Oscar Insurance Company	Silver	EPO	$593.70	$5,500	$8,900
UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare	Silver	HMO	$597.62	$3,000	$8,950
Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$601.87	$6,000	$8,900
Community Premier Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Silver	HMO	$606.02	$6,000	$8,900
Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) Community Health Choice	Silver	HMO	$606.59	$2,800	$10,600
Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$607.49	$3,500	$9,950
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$610	$1,850	$9,100
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare	Silver	HMO	$611.28	$3,000	$8,950
Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$613.69	$3,500	$9,950
Standard Silver Ambetter from Superior HealthPlan	Silver	EPO	$618.22	$6,000	$8,900
Focused Silver Ambetter from Superior HealthPlan	Silver	EPO	$621.39	$6,300	$8,400
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter from Superior HealthPlan	Silver	EPO	$627.23	$5,000	$8,650
Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	POS	$632.04	$6,000	$8,900
Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	POS	$636.69	$4,000	$9,550
Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	POS	$636.96	$2,500	$9,900
Standard Silver + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$641.45	$6,000	$8,900
Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$644.75	$6,300	$8,400
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$650.81	$5,000	$8,650
Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas	Silver	HMO	$734.30	$6,000	$8,900
Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas	Silver	HMO	$742.40	$1,450	$10,600
Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas	Silver	POS	$920.97	$1,250	$10,500
Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas	Silver	POS	$924.52	$6,000	$8,900
Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas	Silver	POS	$947.28	$0	$10,150

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Harris County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.