QHP Index

Silver plans in Harris County

46 Silver plans sold in Harris County, Texas, from 7 insurers, priced at age 60.

What people in Harris County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Harris County listed at $647 a month and the average person paid $78 after the advance premium tax credit.

362,558 of the 731,300 people who enrolled here — 49.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 60: 212730405060

PlanMetalType Premium at 60DeductibleMax out of pocket
Community Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)
Community Health Choice
SilverHMO $1,244.89 $4,500 $9,000
Standard Silver VALUE
Ambetter from Superior HealthPlan
SilverHMO $1,257.29 $6,000 $8,900
Focused VALUE Silver
Ambetter from Superior HealthPlan
SilverHMO $1,263.68 $6,300 $8,400
Imperial Standard Silver
Imperial Insurance Companies, Inc.
SilverHMO $1,288.66 $6,000 $8,900
Standard Silver VALUE + Vision + Adult Dental
Ambetter from Superior HealthPlan
SilverHMO $1,304.82 $6,000 $8,900
Community Ultra Select Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)
Community Health Choice
SilverHMO $1,308.74 $6,000 $8,900
Community Ultra Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)
Community Health Choice
SilverHMO $1,310.46 $4,500 $9,000
Focused VALUE Silver + Vision + Adult Dental
Ambetter from Superior HealthPlan
SilverHMO $1,311.46 $6,300 $8,400
Imperial Preferred Silver
Imperial Insurance Companies, Inc.
SilverHMO $1,312.80 $7,500 $9,500
MyBlue Health Silver℠ Standard
Blue Cross and Blue Shield of Texas
SilverHMO $1,350.68 $6,000 $8,900
MyBlue Health Silver℠ 405
Blue Cross and Blue Shield of Texas
SilverHMO $1,352.79 $1,500 $10,600
UHC Kelsey-Seybold Silver Copay Focus $0 Indiv Med Ded
UnitedHealthcare
SilverHMO $1,447.13 $0 $9,200
Silver Simple Guided Care
Oscar Insurance Company
SilverHMO $1,473.41 $6,300 $9,300
UHC Kelsey-Seybold Silver Copay Focus+ $0 Indiv Med Ded (Dental + Vision)
UnitedHealthcare
SilverHMO $1,480.20 $0 $9,200
Silver Simple Diabetes Guided Care
Oscar Insurance Company
SilverHMO $1,490.71 $6,500 $10,000
Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care
Oscar Insurance Company
SilverHMO $1,501.25 $6,200 $9,600
Silver Simple Chronic Care CKM Guided Care
Oscar Insurance Company
SilverHMO $1,502.36 $5,900 $10,150
Silver Simple Women's Health with Menopause Benefits Guided Care
Oscar Insurance Company
SilverHMO $1,506.54 $6,000 $10,150
Silver Classic Standard Guided Care
Oscar Insurance Company
SilverHMO $1,526.55 $6,000 $8,900
Silver Simple PCP Saver Guided Care
Oscar Insurance Company
SilverHMO $1,537.84 $5,750 $10,150
Silver Simple PCP Saver
Oscar Insurance Company
SilverEPO $1,579.03 $5,750 $10,150
Silver Classic Standard
Oscar Insurance Company
SilverEPO $1,589.80 $6,000 $8,900
UHC Silver Standard
UnitedHealthcare
SilverHMO $1,596.25 $6,000 $8,900
Silver Classic
Oscar Insurance Company
SilverEPO $1,611.29 $5,500 $8,900
UHC Silver Value ($0 Virtual Urgent Care)
UnitedHealthcare
SilverHMO $1,621.95 $3,000 $8,950
Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverHMO $1,633.48 $6,000 $8,900
Community Premier Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)
Community Health Choice
SilverHMO $1,644.74 $6,000 $8,900
Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)
Community Health Choice
SilverHMO $1,646.29 $2,800 $10,600
Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverHMO $1,648.73 $3,500 $9,950
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverHMO $1,655.54 $1,850 $9,100
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision)
UnitedHealthcare
SilverHMO $1,659.01 $3,000 $8,950
Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverHMO $1,665.55 $3,500 $9,950
Standard Silver
Ambetter from Superior HealthPlan
SilverEPO $1,677.83 $6,000 $8,900
Focused Silver
Ambetter from Superior HealthPlan
SilverEPO $1,686.43 $6,300 $8,400
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter from Superior HealthPlan
SilverEPO $1,702.28 $5,000 $8,650
Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverPOS $1,715.36 $6,000 $8,900
Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverPOS $1,727.98 $4,000 $9,550
Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverPOS $1,728.71 $2,500 $9,900
Standard Silver + Vision + Adult Dental
Ambetter from Superior HealthPlan
SilverEPO $1,740.88 $6,000 $8,900
Focused Silver + Vision + Adult Dental
Ambetter from Superior HealthPlan
SilverEPO $1,749.82 $6,300 $8,400
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter from Superior HealthPlan
SilverEPO $1,766.27 $5,000 $8,650
Blue Advantage Silver HMO℠ Standard
Blue Cross and Blue Shield of Texas
SilverHMO $1,992.89 $6,000 $8,900
Blue Advantage Silver HMO℠ 205
Blue Cross and Blue Shield of Texas
SilverHMO $2,014.87 $1,450 $10,600
Blue Advantage Plus Silver℠ 202
Blue Cross and Blue Shield of Texas
SilverPOS $2,499.51 $1,250 $10,500
Blue Advantage Plus Silver℠ Standard
Blue Cross and Blue Shield of Texas
SilverPOS $2,509.15 $6,000 $8,900
Blue Advantage Plus Silver℠ 605
Blue Cross and Blue Shield of Texas
SilverPOS $2,570.92 $0 $10,150

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Harris County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.