QHP Index

Gold plans in Hays County

36 Gold plans sold in Hays County, Texas, from 9 insurers, priced at age 21.

What people in Hays County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Hays County listed at $670 a month and the average person paid $171 after the advance premium tax credit.

6,676 of the 20,420 people who enrolled here — 32.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 212730405060

PlanMetalType Premium at 21DeductibleMax out of pocket
CHRISTUS Standard Gold ($0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $398.28 $2,000 $8,200
CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $403.73 $3,750 $9,200
CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $414.60 $3,750 $9,200
CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $420.04 $0 $9,200
CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $433.39 $0 $9,200
Harbor Health G0 $0 Deductible $0 PCP $0 Mental Health Office Visit $0 Express Care
Harbor Health
GoldHMO $446.64 $0 $10,150
Sendero Health Hill Country Gold / $30 PCP / $60 Specialist / $15 Generic Drugs
Sendero Health Plans, Local Nonprofit
GoldHMO $451.73 $2,000 $8,200
Sendero Health Real Gold / $350 Deductible
Sendero Health Plans, Local Nonprofit
GoldHMO $459.38 $350 $8,750
UHC Gold Standard
UnitedHealthcare
GoldHMO $467.54 $2,000 $8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)
UnitedHealthcare
GoldHMO $478.44 $0 $7,800
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
UnitedHealthcare
GoldHMO $479.95 $1,000 $7,500
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $491.02 $0 $7,800
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $492.53 $1,000 $7,500
Harbor Health G1S $30 PCP $30 Mental Health Office Visit $30 Express Care
Harbor Health
GoldHMO $494.30 $2,000 $8,200
Gold Simple Guided Care
Oscar Insurance Company
GoldHMO $503.37 $3,300 $9,950
Gold Classic Standard Guided Care
Oscar Insurance Company
GoldHMO $505.91 $2,000 $8,200
Gold Simple Diabetes Guided Care
Oscar Insurance Company
GoldHMO $508.20 $2,000 $9,800
Gold Classic Guided Care
Oscar Insurance Company
GoldHMO $513.69 $2,500 $8,000
Imperial Standard Gold
Imperial Insurance Companies, Inc.
GoldHMO $524.39 $2,000 $8,200
Imperial Preferred Gold Zero
Imperial Insurance Companies, Inc.
GoldHMO $526.95 $0 $9,200
Imperial Preferred Gold
Imperial Insurance Companies, Inc.
GoldHMO $529.14 $1,350 $9,000
Gold Classic Standard
Oscar Insurance Company
GoldEPO $570.10 $2,000 $8,200
Gold Classic
Oscar Insurance Company
GoldEPO $579 $2,500 $8,000
Standard Gold
Ambetter from Superior HealthPlan
GoldEPO $584.17 $2,000 $8,200
Everyday Gold
Ambetter from Superior HealthPlan
GoldEPO $586.87 $800 $7,250
Gold Elite
Oscar Insurance Company
GoldEPO $590.99 $1,200 $7,800
Complete Gold
Ambetter from Superior HealthPlan
GoldEPO $597.46 $1,450 $7,500
Standard Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $605.90 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $608.71 $800 $7,250
Moda Select Texas Standard Gold
Moda Health Plan, Inc.
GoldEPO $618.65 $2,000 $8,200
Complete Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $619.71 $1,450 $7,500
Blue Advantage Gold HMO℠ 206
Blue Cross and Blue Shield of Texas
GoldHMO $679.58 $550 $10,100
Blue Advantage Plus Gold℠ 803
Blue Cross and Blue Shield of Texas
GoldPOS $688.69 $2,400 $10,400
Blue Advantage Gold HMO℠ Standard
Blue Cross and Blue Shield of Texas
GoldHMO $693.64 $2,000 $8,200
Blue Advantage Plus Gold℠ 203
Blue Cross and Blue Shield of Texas
GoldPOS $696.82 $1,700 $10,150
Blue Advantage Plus Gold℠ Standard
Blue Cross and Blue Shield of Texas
GoldPOS $724.01 $2,000 $8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Hays County, or an insurer arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.

Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.