QHP Index

Marketplace health plans in Tama County

58 plans sold in Tama County, Iowa, from 4 insurers, priced at age 50.

What people in Tama County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Tama County listed at $612 a month and the average person paid $242 after the advance premium tax credit.

78 of the 717 people who enrolled here — 10.9% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 50: 212730405060

PlanMetalType Premium at 50DeductibleMax out of pocket
Secure | MercyOne
Oscar Insurance Company
CatastrophicEPO $428.51 $10,600 $10,600
Bronze Classic Standard | MercyOne
Oscar Insurance Company
Expanded BronzeEPO $482.01 $7,500 $10,000
Wellmark Bronze Standard | UnityPoint Health
Wellmark Health Plan of Iowa, Inc.
Expanded BronzeHMO $488.80 $7,500 $10,000
Wellmark Bronze Traditional HMO
Wellmark Health Plan of Iowa, Inc.
Expanded BronzeHMO $490.15 $7,200 $9,900
Bronze Simple Diabetes | MercyOne
Oscar Insurance Company
Expanded BronzeEPO $491.93 $5,500 $10,150
Bronze Simple Breathe Easy with Enhanced COPD Benefits | MercyOne
Oscar Insurance Company
Expanded BronzeEPO $494.68 $5,500 $10,150
Bronze Classic 4700 | MercyOne
Oscar Insurance Company
Expanded BronzeEPO $496.39 $4,700 $9,300
Wellmark Bronze HDHP HMO HSA Qualified
Wellmark Health Plan of Iowa, Inc.
Expanded BronzeHMO $500.41 $8,300 $8,300
Bronze Simple Chronic Care CKM | MercyOne
Oscar Insurance Company
Expanded BronzeEPO $503.47 $5,500 $10,150
Everyday Bronze
Ambetter Health
Expanded BronzeHMO $503.79 $8,450 $10,150
Standard Expanded Bronze
Ambetter Health
Expanded BronzeHMO $504.79 $7,500 $10,000
Secure
Oscar Insurance Company
CatastrophicEPO $512.59 $10,600 $10,600
Everyday Bronze + Vision + Adult Dental
Ambetter Health
Expanded BronzeHMO $525.14 $8,450 $10,150
Wellmark Standard Bronze HMO
Wellmark Health Plan of Iowa, Inc.
Expanded BronzeHMO $525.36 $7,500 $10,000
Standard Expanded Bronze + Vision + Adult Dental
Ambetter Health
Expanded BronzeHMO $526.19 $7,500 $10,000
Bronze Elite + PCP Saver Plus | MercyOne
Oscar Insurance Company
Expanded BronzeEPO $527.31 $0 $10,600
Bronze Classic Standard
Oscar Insurance Company
Expanded BronzeEPO $572.30 $7,500 $10,000
Elite Bronze
Ambetter Health
Expanded BronzeHMO $583.82 $0 $10,500
Inspire by Medica Bronze Share
Medica
Expanded BronzeEPO $592.77 $8,000 $10,600
Wellmark Gold Primary Care | UnityPoint Health
Wellmark Health Plan of Iowa, Inc.
GoldHMO $603.63 $2,300 $8,000
Elite Bronze + Vision + Adult Dental
Ambetter Health
Expanded BronzeHMO $608.56 $0 $10,500
Gold Classic Standard | MercyOne
Oscar Insurance Company
GoldEPO $620.12 $2,000 $8,200
Standard Silver
Ambetter Health
SilverHMO $641.75 $6,000 $8,900
Silver Classic Standard | MercyOne
Oscar Insurance Company
SilverEPO $644.11 $6,000 $8,900
Inspire by Medica Bronze $0 Copay PCP Visits
Medica
Expanded BronzeEPO $644.50 $7,500 $10,600
Silver Simple PCP Saver | MercyOne
Oscar Insurance Company
SilverEPO $645.77 $5,000 $8,500
Silver Simple Breathe Easy with Enhanced COPD Benefits | MercyOne
Oscar Insurance Company
SilverEPO $647.44 $6,200 $9,600
Focused Silver
Ambetter Health
SilverHMO $648.91 $6,300 $8,400
Inspire by Medica Expanded Bronze Standard
Medica
Expanded BronzeEPO $652.29 $7,500 $10,000
Silver Classic | MercyOne
Oscar Insurance Company
SilverEPO $652.45 $5,000 $8,000
Silver Simple Diabetes | MercyOne
Oscar Insurance Company
SilverEPO $656.95 $6,500 $10,000
Gold Elite | MercyOne
Oscar Insurance Company
GoldEPO $658.25 $550 $6,000
Silver Simple Chronic Care CKM | MercyOne
Oscar Insurance Company
SilverEPO $662.74 $5,900 $10,150
Silver Simple Women's Health with Menopause Benefits | MercyOne
Oscar Insurance Company
SilverEPO $665.45 $6,000 $10,150
Standard Silver + Vision + Adult Dental
Ambetter Health
SilverHMO $668.95 $6,000 $8,900
Wellmark Gold Traditional HMO
Wellmark Health Plan of Iowa, Inc.
GoldHMO $671.59 $1,750 $7,500
Focused Silver + Vision + Adult Dental
Ambetter Health
SilverHMO $676.41 $6,300 $8,400
Wellmark Silver Primary Care | UnityPoint Health
Wellmark Health Plan of Iowa, Inc.
SilverHMO $680.80 $5,700 $8,000
Wellmark Standard Gold HMO
Wellmark Health Plan of Iowa, Inc.
GoldHMO $683.58 $2,000 $8,200
Standard Gold
Ambetter Health
GoldHMO $686.38 $2,000 $8,200
Everyday Gold
Ambetter Health
GoldHMO $697.22 $800 $7,250
Standard Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $715.46 $2,000 $8,200
Complete Gold
Ambetter Health
GoldHMO $722.40 $1,450 $7,500
Everyday Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $726.77 $800 $7,250
Wellmark Silver Traditional HMO
Wellmark Health Plan of Iowa, Inc.
SilverHMO $733.68 $5,000 $7,500
Gold Classic Standard
Oscar Insurance Company
GoldEPO $740.62 $2,000 $8,200
Wellmark Standard Silver HMO
Wellmark Health Plan of Iowa, Inc.
SilverHMO $744.43 $6,000 $8,900
Complete Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $753.02 $1,450 $7,500
Silver Classic Standard
Oscar Insurance Company
SilverEPO $782.39 $6,000 $8,900
Medica Insure Expanded Bronze Standard
Medica
Expanded BronzeEPO $845.62 $7,500 $10,000
Inspire by Medica Gold $0 Copay PCP Visits
Medica
GoldEPO $897.18 $1,500 $8,800
Inspire by Medica Silver $0 Copay PCP Visits
Medica
SilverEPO $911.61 $3,500 $10,450
Inspire by Medica Gold Share
Medica
GoldEPO $924.01 $2,500 $5,900
Inspire by Medica Silver Share
Medica
SilverEPO $938.98 $3,525 $8,850
Inspire by Medica Gold Standard
Medica
GoldEPO $952 $2,000 $8,200
Inspire by Medica Silver Standard
Medica
SilverEPO $953.68 $6,000 $8,900
Medica Insure Gold Standard
Medica
GoldEPO $1,234.15 $2,000 $8,200
Medica Insure Silver Standard
Medica
SilverEPO $1,236.33 $6,000 $8,900

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Tama County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.