QHP Index

Gold plans in Caldwell County

32 Gold plans sold in Caldwell County, Texas, from 7 insurers, priced at age 40.

What people in Caldwell County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Caldwell County listed at $683 a month and the average person paid $118 after the advance premium tax credit.

2,156 of the 4,840 people who enrolled here — 44.5% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
CHRISTUS Standard Gold ($0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $509 $2,000 $8,200
CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $515.97 $3,750 $9,200
CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $529.86 $3,750 $9,200
CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $536.81 $0 $9,200
CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $553.88 $0 $9,200
Sendero Health Hill Country Gold / $30 PCP / $60 Specialist / $15 Generic Drugs
Sendero Health Plans, Local Nonprofit
GoldHMO $577.31 $2,000 $8,200
Sendero Health Real Gold / $350 Deductible
Sendero Health Plans, Local Nonprofit
GoldHMO $587.09 $350 $8,750
UHC Gold Standard
UnitedHealthcare
GoldHMO $597.51 $2,000 $8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)
UnitedHealthcare
GoldHMO $611.45 $0 $7,800
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
UnitedHealthcare
GoldHMO $613.38 $1,000 $7,500
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $618.59 $800 $9,000
Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $621.22 $2,000 $8,200
Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $622.27 $1,500 $5,000
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $627.52 $0 $7,800
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $629.45 $1,000 $7,500
Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldPOS $649.75 $700 $7,500
Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldPOS $652.32 $2,000 $8,200
Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldPOS $653.76 $1,000 $8,950
Gold Classic Standard
Oscar Insurance Company
GoldEPO $728.58 $2,000 $8,200
Gold Classic
Oscar Insurance Company
GoldEPO $739.95 $2,500 $8,000
Standard Gold
Ambetter from Superior HealthPlan
GoldEPO $746.55 $2,000 $8,200
Everyday Gold
Ambetter from Superior HealthPlan
GoldEPO $750 $800 $7,250
Gold Elite
Oscar Insurance Company
GoldEPO $755.27 $1,200 $7,800
Complete Gold
Ambetter from Superior HealthPlan
GoldEPO $763.55 $1,450 $7,500
Standard Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $774.33 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $777.91 $800 $7,250
Complete Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $791.98 $1,450 $7,500
Blue Advantage Gold HMO℠ 206
Blue Cross and Blue Shield of Texas
GoldHMO $868.50 $550 $10,100
Blue Advantage Plus Gold℠ 803
Blue Cross and Blue Shield of Texas
GoldPOS $880.15 $2,400 $10,400
Blue Advantage Gold HMO℠ Standard
Blue Cross and Blue Shield of Texas
GoldHMO $886.47 $2,000 $8,200
Blue Advantage Plus Gold℠ 203
Blue Cross and Blue Shield of Texas
GoldPOS $890.54 $1,700 $10,150
Blue Advantage Plus Gold℠ Standard
Blue Cross and Blue Shield of Texas
GoldPOS $925.28 $2,000 $8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Caldwell County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.