QHP Index

Silver plans in Karnes County

14 Silver plans sold in Karnes County, Texas, from 3 insurers, priced at age 50.

What people in Karnes County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Karnes County listed at $855 a month and the average person paid $142 after the advance premium tax credit.

456 of the 1,135 people who enrolled here — 40.2% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 50: 212730405060

PlanMetalType Premium at 50DeductibleMax out of pocket
CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care)
CHRISTUS Health Plan
SilverHMO $986.07 $6,000 $8,900
CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
SilverHMO $1,013.69 $6,900 $9,300
CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
SilverHMO $1,042.41 $6,900 $9,300
UHC Silver Standard
UnitedHealthcare
SilverHMO $1,129.23 $6,000 $8,900
UHC Silver Value ($0 Virtual Urgent Care)
UnitedHealthcare
SilverHMO $1,147.41 $3,000 $8,950
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
SilverHMO $1,148.75 $3,500 $9,200
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision)
UnitedHealthcare
SilverHMO $1,173.63 $3,000 $8,950
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
SilverHMO $1,174.97 $3,500 $9,200
Blue Advantage Silver HMO℠ 801
Blue Cross and Blue Shield of Texas
SilverHMO $1,281.42 $4,000 $9,200
Blue Advantage Silver HMO℠ Standard
Blue Cross and Blue Shield of Texas
SilverHMO $1,294.22 $6,000 $8,900
Blue Advantage Silver HMO℠ 205
Blue Cross and Blue Shield of Texas
SilverHMO $1,308.51 $1,450 $10,600
Blue Advantage Plus Silver℠ 202
Blue Cross and Blue Shield of Texas
SilverPOS $1,319.85 $1,250 $10,500
Blue Advantage Plus Silver℠ Standard
Blue Cross and Blue Shield of Texas
SilverPOS $1,324.94 $6,000 $8,900
Blue Advantage Plus Silver℠ 605
Blue Cross and Blue Shield of Texas
SilverPOS $1,357.57 $0 $10,150

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Karnes County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.