Marketplace health plans in McCulloch County

Name: Marketplace health plans in McCulloch County, TX: all 54
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

54 plans sold in McCulloch County, Texas, from 4 insurers, priced at age 50.

What people in McCulloch County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in McCulloch County listed at $1,043 a month and the average person paid $114 after the advance premium tax credit.

517 of the 809 people who enrolled here — 63.9% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 50: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 50	Deductible	Max out of pocket
Blue Advantage Bronze HMO℠ 301 Blue Cross and Blue Shield of Texas	Bronze	HMO	$811.06	$10,600	$10,600
Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas	Bronze	POS	$818.86	$7,300	$10,600
Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas	Catastrophic	HMO	$820.90	$10,600	$10,600
Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas	Expanded Bronze	HMO	$833.31	$7,500	$10,000
Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas	Expanded Bronze	HMO	$834.26	$6,000	$10,150
BSW Savers Bronze HMO H S A 006 Baylor Scott and White Health Plan	Expanded Bronze	HMO	$850.79	$8,000	$8,000
Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas	Expanded Bronze	POS	$857.21	$7,500	$10,000
BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) Baylor Scott and White Health Plan	Expanded Bronze	HMO	$864.41	$7,500	$10,000
BSW Savers Bronze HMO H S A 009 Baylor Scott and White Health Plan	Expanded Bronze	HMO	$874.52	$5,300	$10,600
Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas	Expanded Bronze	POS	$884.43	$7,000	$10,150
Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas	Gold	HMO	$1,132.38	$550	$10,100
BSW Elite Gold HMO 004 Baylor Scott and White Health Plan	Gold	HMO	$1,136.05	$1,550	$8,100
BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) Baylor Scott and White Health Plan	Gold	HMO	$1,136.19	$2,000	$8,200
Blue Advantage Gold HMO℠ 603 Blue Cross and Blue Shield of Texas	Gold	HMO	$1,144.81	$1,000	$8,200
Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas	Gold	POS	$1,147.52	$2,400	$10,400
Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas	Gold	HMO	$1,155.81	$2,000	$8,200
Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas	Gold	POS	$1,161.06	$1,700	$10,150
Standard Gold Ambetter from Superior HealthPlan	Gold	EPO	$1,175.52	$2,000	$8,200
Everyday Gold Ambetter from Superior HealthPlan	Gold	EPO	$1,180.95	$800	$7,250
BSW Elite Gold HMO 012 Baylor Scott and White Health Plan	Gold	HMO	$1,186.34	$500	$10,600
Complete Gold Ambetter from Superior HealthPlan	Gold	EPO	$1,202.28	$1,450	$7,500
Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas	Gold	POS	$1,206.37	$2,000	$8,200
Standard Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$1,219.26	$2,000	$8,200
Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$1,224.90	$800	$7,250
UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare	Bronze	HMO	$1,230.15	$10,600	$10,600
Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan	Gold	EPO	$1,247.04	$1,450	$7,500
UHC Bronze Standard UnitedHealthcare	Expanded Bronze	HMO	$1,285.33	$7,500	$10,000
Standard Silver Ambetter from Superior HealthPlan	Silver	EPO	$1,285.72	$6,000	$8,900
Focused Silver Ambetter from Superior HealthPlan	Silver	EPO	$1,292.31	$6,300	$8,400
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter from Superior HealthPlan	Silver	EPO	$1,304.46	$5,000	$8,650
UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare	Expanded Bronze	HMO	$1,329.26	$7,500	$10,000
Blue Advantage Silver HMO℠ 801 Blue Cross and Blue Shield of Texas	Silver	HMO	$1,331.52	$4,000	$9,200
Standard Silver + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$1,334.04	$6,000	$8,900
Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$1,340.89	$6,300	$8,400
Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas	Silver	HMO	$1,344.84	$6,000	$8,900
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter from Superior HealthPlan	Silver	EPO	$1,353.50	$5,000	$8,650
Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas	Silver	HMO	$1,359.66	$1,450	$10,600
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare	Expanded Bronze	HMO	$1,360.19	$0	$10,600
BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) Baylor Scott and White Health Plan	Silver	HMO	$1,360.92	$6,000	$8,900
BSW Prime Silver HMO 005 Baylor Scott and White Health Plan	Silver	HMO	$1,361.46	$3,000	$9,000
BSW Prime Silver HMO 008 Baylor Scott and White Health Plan	Silver	HMO	$1,362.54	$5,000	$8,500
Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas	Silver	POS	$1,371.47	$1,250	$10,500
Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas	Silver	POS	$1,376.76	$6,000	$8,900
Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas	Silver	POS	$1,410.65	$0	$10,150
UHC Gold Standard UnitedHealthcare	Gold	HMO	$1,632.71	$2,000	$8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$1,670.78	$0	$7,800
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$1,676.05	$1,000	$7,500
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$1,714.71	$0	$7,800
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$1,719.98	$1,000	$7,500
UHC Silver Standard UnitedHealthcare	Silver	HMO	$1,892.11	$6,000	$8,900
UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare	Silver	HMO	$1,922.58	$3,000	$8,950
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare	Silver	HMO	$1,924.82	$3,500	$9,200
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare	Silver	HMO	$1,966.51	$3,000	$8,950
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Silver	HMO	$1,968.75	$3,500	$9,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for McCulloch County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.