Marketplace health plans in McDowell County

Name: Marketplace health plans in McDowell County, NC: all 59
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

59 plans sold in McDowell County, North Carolina, from 5 insurers, priced at age 50.

What people in McDowell County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in McDowell County listed at $924 a month and the average person paid $200 after the advance premium tax credit.

783 of the 2,774 people who enrolled here — 28.2% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 50: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 50	Deductible	Max out of pocket
Everyday Bronze Ambetter of North Carolina	Expanded Bronze	HMO	$763.52	$8,450	$10,150
Standard Expanded Bronze Ambetter of North Carolina	Expanded Bronze	HMO	$766.48	$7,500	$10,000
AmeriHealth Caritas Next Bronze Essential + No Referrals AmeriHealth Caritas Next	Bronze	HMO	$769.89	$10,600	$10,600
AmeriHealth Caritas Next Bronze Signature + No Referrals AmeriHealth Caritas Next	Expanded Bronze	HMO	$778.55	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter of North Carolina	Expanded Bronze	HMO	$789.21	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter of North Carolina	Expanded Bronze	HMO	$792.27	$7,500	$10,000
AmeriHealth Caritas Next Bronze Premier + No Referrals AmeriHealth Caritas Next	Expanded Bronze	HMO	$795.43	$3,850	$10,600
Blue Care Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$862.87	$7,000	$10,600
Elite Bronze Ambetter of North Carolina	Expanded Bronze	HMO	$867.54	$0	$10,500
Blue Advantage Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$889.45	$7,000	$10,600
Elite Bronze + Vision + Adult Dental Ambetter of North Carolina	Expanded Bronze	HMO	$896.73	$0	$10,500
Blue Care Bronze Standard \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$899.72	$7,500	$10,000
Blue Care Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$910.11	$4,000	$10,600
Bronze Classic Standard Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$923.15	$7,500	$10,000
Blue Advantage Bronze Standard \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$924.93	$7,500	$10,000
Blue Care Bronze HSA Eligible \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$932.92	$8,500	$8,500
Blue Advantage Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$937.95	$4,000	$10,600
Bronze Classic 4700 Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$944.54	$4,700	$9,600
Blue Advantage Bronze HSA Eligible \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$961.51	$8,500	$8,500
Clear Silver with $0 Insulin Options Ambetter of North Carolina	Silver	HMO	$981.30	$7,000	$7,000
Standard Silver Ambetter of North Carolina	Silver	HMO	$981.61	$6,000	$8,900
Enhanced Asthma/COPD Care Silver with $0 Drug Options Ambetter of North Carolina	Silver	HMO	$1,007.25	$5,900	$8,150
AmeriHealth Caritas Next Silver Essential + No Referrals AmeriHealth Caritas Next	Silver	HMO	$1,009.59	$6,100	$9,000
Standard Silver + Vision + Adult Dental Ambetter of North Carolina	Silver	HMO	$1,014.64	$6,000	$8,900
Standard Gold Ambetter of North Carolina	Gold	HMO	$1,014.76	$2,000	$8,200
AmeriHealth Caritas Next Silver Signature + No Referrals AmeriHealth Caritas Next	Silver	HMO	$1,018.25	$6,000	$8,900
Bronze Elite + PCP Saver Plus Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$1,028.96	$0	$10,600
AmeriHealth Caritas Next Silver Premier + No Referrals AmeriHealth Caritas Next	Silver	HMO	$1,039.61	$400	$10,200
Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of North Carolina	Silver	HMO	$1,041.14	$5,900	$8,150
AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next	Gold	HMO	$1,042.41	$2,000	$8,200
Standard Gold + Vision + Adult Dental Ambetter of North Carolina	Gold	HMO	$1,048.90	$2,000	$8,200
Complete Gold Ambetter of North Carolina	Gold	HMO	$1,060.86	$1,450	$7,500
AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next	Gold	HMO	$1,082.77	$850	$8,500
Complete Gold + Vision + Adult Dental Ambetter of North Carolina	Gold	HMO	$1,096.56	$1,450	$7,500
Blue Care Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$1,130.79	$2,800	$10,600
Blue Care Silver Standard \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$1,146.06	$6,000	$8,900
Blue Advantage Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$1,165.56	$2,800	$10,600
Blue Care Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$1,168.99	$3,000	$10,600
Blue Advantage Silver Standard \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$1,178.17	$6,000	$8,900
Silver Simple PCP Saver Oscar Health Plan of North Carolina, Inc	Silver	HMO	$1,181.93	$5,500	$9,900
Blue Care Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Gold	HMO	$1,186.67	$1,800	$10,600
Silver Classic Standard Oscar Health Plan of North Carolina, Inc	Silver	HMO	$1,197.77	$6,000	$8,900
Silver Simple Diabetes Oscar Health Plan of North Carolina, Inc	Silver	HMO	$1,199.51	$6,500	$10,000
Blue Care Gold Standard A \| Statewide Doctors Blue Cross and Blue Shield of NC	Gold	HMO	$1,201.51	$2,000	$8,200
Blue Advantage Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$1,204.89	$3,000	$10,600
Silver Classic Oscar Health Plan of North Carolina, Inc	Silver	HMO	$1,213.59	$5,400	$9,200
Blue Advantage Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Gold	PPO	$1,223.11	$1,800	$10,600
Blue Advantage Gold Standard A \| Nationwide Doctors Blue Cross and Blue Shield of NC	Gold	PPO	$1,235.29	$2,000	$8,200
Connect Bronze 5500 Indiv Med Deductible Cigna Healthcare	Expanded Bronze	HMO	$1,249.90	$5,500	$10,250
Connect Bronze CMS Standard Cigna Healthcare	Expanded Bronze	HMO	$1,251	$7,500	$10,000
Connect Bronze 6500 Indiv Med Deductible Cigna Healthcare	Expanded Bronze	HMO	$1,256.90	$6,500	$9,900
Connect myDiabetesCare Bronze Cigna Healthcare	Expanded Bronze	HMO	$1,267.43	$6,000	$9,900
Gold Classic Standard Oscar Health Plan of North Carolina, Inc	Gold	HMO	$1,289.64	$2,000	$8,200
Connect Silver 5000 Indiv Med Deductible Cigna Healthcare	Silver	HMO	$1,555.48	$5,000	$8,850
Connect Silver 3600 Indiv Med Deductible Cigna Healthcare	Silver	HMO	$1,558.43	$3,600	$9,150
Connect Silver CMS Standard Cigna Healthcare	Silver	HMO	$1,558.98	$6,000	$8,900
Connect myDiabetesCare Silver Cigna Healthcare	Silver	HMO	$1,576.72	$4,300	$9,200
Connect Gold CMS Standard Cigna Healthcare	Gold	HMO	$1,876.03	$2,000	$8,200
Connect Gold 1500 Indiv Med Deductible Cigna Healthcare	Gold	HMO	$1,879.18	$1,500	$9,950

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for McDowell County, or an insurer arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.

Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.