Marketplace health plans in Clay County

Name: Marketplace health plans in Clay County, MO: all 55
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

55 plans sold in Clay County, Missouri, from 5 insurers, priced at age 21.

What people in Clay County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Clay County listed at $655 a month and the average person paid $185 after the advance premium tax credit.

2,836 of the 13,063 people who enrolled here — 21.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 21	Deductible	Max out of pocket
Standard Expanded Bronze Ambetter Health	Expanded Bronze	EPO	$346.06	$7,500	$10,000
Everyday Bronze Ambetter Health	Expanded Bronze	EPO	$346.82	$8,450	$10,150
Bronze Classic Standard Oscar Insurance Company	Expanded Bronze	EPO	$353.92	$7,500	$10,000
Standard Expanded Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	EPO	$356.52	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	EPO	$357.31	$8,450	$10,150
Bronze Classic 4700 Oscar Insurance Company	Expanded Bronze	EPO	$360.20	$4,700	$9,800
Bronze Simple Diabetes Oscar Insurance Company	Expanded Bronze	EPO	$362.20	$5,500	$10,150
Bronze Elite + PCP Saver Plus Oscar Insurance Company	Expanded Bronze	EPO	$368.94	$0	$10,600
Elite Bronze Ambetter Health	Expanded Bronze	EPO	$375.45	$0	$10,500
Blue KC Catastrophic BlueSelect EPO Blue Cross and Blue Shield of Kansas City	Catastrophic	EPO	$379.31	$10,600	$10,600
Blue KC Choice Bronze 2 with Spira Care BlueSelect EPO Blue Cross and Blue Shield of Kansas City	Expanded Bronze	EPO	$383.81	$8,500	$10,600
Elite Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	EPO	$386.80	$0	$10,500
UHC Bronze Essential (No Referrals) UnitedHealthcare	Bronze	EPO	$409.50	$10,600	$10,600
Blue KC Standard Bronze BlueSelect EPO Blue Cross and Blue Shield of Kansas City	Expanded Bronze	EPO	$416.95	$7,500	$10,000
Gold Simple Oscar Insurance Company	Gold	EPO	$419.12	$3,300	$9,950
Gold Classic Standard Oscar Insurance Company	Gold	EPO	$427.59	$2,000	$8,200
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$435.06	$7,500	$10,000
Standard Gold Ambetter Health	Gold	EPO	$437.80	$2,000	$8,200
Everyday Gold Ambetter Health	Gold	EPO	$442.93	$800	$7,250
Standard Silver Ambetter Health	Silver	EPO	$447.41	$6,000	$8,900
UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$449.16	$7,500	$10,000
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	EPO	$451.03	$2,000	$8,200
Complete Silver Ambetter Health	Silver	EPO	$454.45	$5,950	$8,850
Silver Simple PCP Saver Oscar Insurance Company	Silver	EPO	$456.06	$5,100	$10,000
Everyday Gold + Vision + Adult Dental Ambetter Health	Gold	EPO	$456.32	$800	$7,250
Complete Gold Ambetter Health	Gold	EPO	$457.84	$1,450	$7,700
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$459.02	$0	$10,600
Silver Classic Standard Oscar Insurance Company	Silver	EPO	$459.36	$6,000	$8,900
Silver Simple Diabetes Oscar Insurance Company	Silver	EPO	$460.26	$6,500	$10,000
Standard Silver + Vision + Adult Dental Ambetter Health	Silver	EPO	$460.93	$6,000	$8,900
Silver Simple Women's Health with Menopause Benefits Oscar Insurance Company	Silver	EPO	$462.41	$6,000	$10,150
Silver Elite Saver Plus Oscar Insurance Company	Silver	EPO	$463.88	$0	$10,150
Complete Silver + Vision + Adult Dental Ambetter Health	Silver	EPO	$468.19	$5,950	$8,850
Complete Gold + Vision + Adult Dental Ambetter Health	Gold	EPO	$471.68	$1,450	$7,700
Blue KC Choice Silver 1 with Spira Care BlueSelect EPO Blue Cross and Blue Shield of Kansas City	Silver	EPO	$509.72	$4,150	$8,000
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	EPO	$531.86	$2,000	$8,200
Blue KC Standard Silver BlueSelect EPO Blue Cross and Blue Shield of Kansas City	Silver	EPO	$532.03	$6,000	$8,900
UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Gold	EPO	$534.82	$1,500	$8,100
UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Gold	EPO	$548.92	$1,500	$8,100
Blue KC Standard Gold BlueSelect EPO Blue Cross and Blue Shield of Kansas City	Gold	EPO	$551.57	$2,000	$8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	EPO	$553.58	$0	$8,000
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	EPO	$555.54	$6,000	$8,900
UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	EPO	$555.61	$3,500	$10,300
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	EPO	$566.72	$0	$10,600
UHC Silver Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$569.64	$6,000	$8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$569.71	$3,500	$10,300
Select by Medica Bronze Share Medica	Expanded Bronze	EPO	$572.17	$8,000	$10,600
Select by Medica Bronze $0 Copay PCP Visits Medica	Expanded Bronze	EPO	$594.60	$7,500	$10,600
Select by Medica Expanded Bronze Standard Medica	Expanded Bronze	EPO	$599.65	$7,500	$10,000
Select by Medica Gold $0 Copay PCP Visits Medica	Gold	EPO	$704.91	$1,500	$8,800
Select by Medica Gold Share Medica	Gold	EPO	$708.39	$2,500	$5,900
Select by Medica Gold Standard Medica	Gold	EPO	$718.97	$2,000	$8,200
Select by Medica Silver $0 Copay PCP Visits Medica	Silver	EPO	$762.71	$3,500	$10,450
Select by Medica Silver Share Medica	Silver	EPO	$765.87	$3,525	$8,850
Select by Medica Silver Standard Medica	Silver	EPO	$773.37	$6,000	$8,900

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.