Marketplace health plans in Bay County

Name: Marketplace health plans in Bay County, MI: all 42
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

42 plans sold in Bay County, Michigan, from 4 insurers, priced at age 50.

What people in Bay County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Bay County listed at $769 a month and the average person paid $169 after the advance premium tax credit.

1,252 of the 3,860 people who enrolled here — 32.4% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 50: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 50	Deductible	Max out of pocket
Blue Cross® Select HMO Value Blue Care Network of Michigan	Catastrophic	HMO	$524.80	$10,600	$10,600
Blue Cross® Premier PPO Value Blue Cross Blue Shield of Michigan Mutual Insurance Company	Catastrophic	PPO	$529.58	$10,600	$10,600
Blue Cross® Select HMO Bronze Secure Blue Care Network of Michigan	Bronze	HMO	$560.25	$10,600	$10,600
MHP Young Adult/Catastrophic McLaren Health Plan Community	Catastrophic	HMO	$562.42	$10,600	$10,600
Blue Cross® Preferred HMO Bronze Secure Blue Care Network of Michigan	Bronze	HMO	$607.11	$10,600	$10,600
MHP Bronze McLaren Health Plan Community	Bronze	HMO	$622.33	$8,250	$10,150
Blue Cross® Select HMO Bronze Extra Blue Care Network of Michigan	Expanded Bronze	HMO	$634.44	$7,500	$10,000
Blue Cross® Premier PPO Bronze Secure Blue Cross Blue Shield of Michigan Mutual Insurance Company	Bronze	PPO	$639.35	$10,600	$10,600
Blue Cross® Select HMO Bronze Saver HSA Blue Care Network of Michigan	Expanded Bronze	HMO	$646.91	$8,500	$8,500
MyPriority Value Bronze Priority Health	Expanded Bronze	HMO	$652.14	$9,500	$9,500
MyPriority Standard Bronze Priority Health	Expanded Bronze	HMO	$655.07	$7,500	$10,000
MHP Expanded Bronze Standard McLaren Health Plan Community	Expanded Bronze	HMO	$672.34	$7,500	$10,000
MHP Bronze Saver (Expanded) McLaren Health Plan Community	Expanded Bronze	HMO	$675.61	$8,500	$8,500
Blue Cross® Preferred HMO Bronze Extra Blue Care Network of Michigan	Expanded Bronze	HMO	$688.16	$7,500	$10,000
Blue Cross® Preferred HMO Bronze Saver HSA Blue Care Network of Michigan	Expanded Bronze	HMO	$701.09	$8,500	$8,500
MyPriority Value Bronze HSA Priority Health	Expanded Bronze	HMO	$709.97	$7,500	$7,500
Blue Cross® Premier PPO Bronze Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company	Expanded Bronze	PPO	$723.58	$8,500	$8,500
Blue Cross® Premier PPO Bronze Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company	Expanded Bronze	PPO	$732.30	$7,500	$10,000
MyPriority Standard Bronze - Travel Priority Health	Expanded Bronze	HMO	$753.33	$7,500	$10,000
Blue Cross® Select HMO Silver Saver Blue Care Network of Michigan	Silver	HMO	$815.56	$5,800	$7,650
Blue Cross® Preferred HMO Silver Saver Blue Care Network of Michigan	Silver	HMO	$884.05	$5,800	$7,650
MyPriority Premier Silver Priority Health	Silver	HMO	$910.56	$5,500	$9,500
Blue Cross® Select HMO Silver Blue Care Network of Michigan	Silver	HMO	$913.43	$4,500	$10,600
MHP Silver Exchange Rewards McLaren Health Plan Community	Silver	HMO	$923.19	$2,000	$9,000
MyPriority Balanced Silver Priority Health	Silver	HMO	$939.10	$3,200	$9,000
MHP Silver Exchange McLaren Health Plan Community	Silver	HMO	$944.29	$4,250	$10,150
MHP Gold McLaren Health Plan Community	Gold	HMO	$954.21	$2,100	$8,000
MHP Silver Standard McLaren Health Plan Community	Silver	HMO	$956.15	$6,000	$8,900
MHP Gold Standard McLaren Health Plan Community	Gold	HMO	$962.94	$2,000	$8,200
Blue Cross® Select HMO Silver Extra Blue Care Network of Michigan	Silver	HMO	$964.37	$6,000	$8,900
MyPriority Standard Silver Priority Health	Silver	HMO	$974.21	$6,000	$8,900
Blue Cross® Premier PPO Silver Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company	Silver	PPO	$990.02	$3,900	$7,700
Blue Cross® Premier PPO Silver Blue Cross Blue Shield of Michigan Mutual Insurance Company	Silver	PPO	$990.14	$3,200	$10,100
Blue Cross® Preferred HMO Silver Blue Care Network of Michigan	Silver	HMO	$990.21	$4,500	$10,600
Blue Cross® Preferred HMO Silver Extra Blue Care Network of Michigan	Silver	HMO	$1,046.06	$6,000	$8,900
Blue Cross® Premier PPO Silver Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company	Silver	PPO	$1,074.35	$6,000	$8,900
Blue Cross® Preferred HMO Gold Blue Care Network of Michigan	Gold	HMO	$1,080.55	$2,050	$8,800
Blue Cross® Premier PPO Gold Blue Cross Blue Shield of Michigan Mutual Insurance Company	Gold	PPO	$1,117.88	$1,450	$9,000
Blue Cross® Preferred HMO Gold Extra Blue Care Network of Michigan	Gold	HMO	$1,121.86	$2,000	$8,200
MyPriority Standard Gold Priority Health	Gold	HMO	$1,162.01	$2,000	$8,200
MyPriority Standard Silver - Travel Priority Health	Silver	HMO	$1,169.04	$6,000	$8,900
Blue Cross® Premier PPO Gold Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company	Gold	PPO	$1,247.11	$2,000	$8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Bay County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.