QHP Index

Silver plans in Highlands County

35 Silver plans sold in Highlands County, Florida, from 4 insurers, priced at age 21.

What people in Highlands County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Highlands County listed at $865 a month and the average person paid $115 after the advance premium tax credit.

6,142 of the 13,729 people who enrolled here — 44.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 212730405060

PlanMetalType Premium at 21DeductibleMax out of pocket
Clarity Silver
Ambetter Health
SilverHMO $492.75 $8,000 $8,400
Standard Silver
Ambetter Health
SilverHMO $525.58 $6,000 $8,900
Focused Silver
Ambetter Health
SilverHMO $531.92 $6,300 $8,400
Standard Silver + Vision + Adult Dental
Ambetter Health
SilverHMO $539.80 $6,000 $8,900
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter Health
SilverHMO $540.73 $5,000 $8,650
Focused Silver + Vision + Adult Dental
Ambetter Health
SilverHMO $546.31 $6,300 $8,400
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter Health
SilverHMO $555.35 $5,000 $8,650
myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $599.61 $9,500 $10,150
myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $603.22 $9,500 $10,150
myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $608.91 $7,000 $9,150
myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $610.42 $9,500 $10,150
myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $612.38 $7,000 $9,150
myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $619.56 $7,000 $9,150
myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $622.32 $6,500 $9,200
myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $625.80 $6,500 $9,200
myBlue Silver 2237 ($60 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $628.99 $3,150 $8,675
myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $632.45 $3,150 $8,675
myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $632.96 $6,500 $9,200
myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $639.63 $3,150 $8,675
myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $639.90 $6,000 $8,900
BlueSelect Silver 1443 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $730.25 $4,000 $8,100
BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $733.47 $4,000 $8,100
BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $739.90 $4,000 $8,100
BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $742.36 $6,000 $8,900
BlueSelect Silver 1456 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $750.74 $3,125 $8,100
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
SilverHMO $866.09 $4,500 $9,900
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
SilverHMO $890.23 $4,500 $9,900
UHC Silver Standard-
UnitedHealthcare
SilverHMO $909.77 $6,000 $8,900
UHC Silver Standard
UnitedHealthcare
SilverHMO $909.87 $6,000 $8,900
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
SilverHMO $921.95 $2,700 $10,350
UHC Silver Standard+ (Dental + Vision)
UnitedHealthcare
SilverHMO $934.01 $6,000 $8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
SilverHMO $946.09 $2,700 $10,350
BlueOptions Silver 24J01-03 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverPPO $1,170.65 $4,000 $8,100
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverPPO $1,250.38 $6,000 $8,900
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverPPO $1,264.88 $3,125 $8,100

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Highlands County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.