Marketplace health plans in Cullman County

Name: Marketplace health plans in Cullman County, AL: all 43
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

43 plans sold in Cullman County, Alabama, from 3 insurers, priced at age 30.

What people in Cullman County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Cullman County listed at $762 a month and the average person paid $133 after the advance premium tax credit.

2,308 of the 7,624 people who enrolled here — 30.3% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 30: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 30	Deductible	Max out of pocket
Blue Protect Blue Cross and Blue Shield of Alabama	Catastrophic	PPO	$370.76	$10,600	$10,600
UHC Bronze Essential (No Referrals) UnitedHealthcare	Bronze	EPO	$391.70	$10,600	$10,600
Blue Saver Bronze Blue Cross and Blue Shield of Alabama	Expanded Bronze	PPO	$404.79	$8,500	$10,600
Blue Standardized Bronze Blue Cross and Blue Shield of Alabama	Expanded Bronze	PPO	$407.83	$7,500	$10,000
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$414.98	$7,500	$10,000
UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$431.45	$7,500	$10,000
Everyday Bronze Ambetter of Alabama	Expanded Bronze	EPO	$433.62	$8,450	$10,150
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$434	$0	$10,600
Standard Expanded Bronze Ambetter of Alabama	Expanded Bronze	EPO	$434.06	$7,500	$10,000
Blue HSA Bronze Blue Cross and Blue Shield of Alabama	Expanded Bronze	PPO	$441.57	$7,200	$7,200
Everyday Bronze + Vision + Adult Dental Ambetter of Alabama	Expanded Bronze	EPO	$451.25	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter of Alabama	Expanded Bronze	EPO	$451.71	$7,500	$10,000
Elite Bronze Ambetter of Alabama	Expanded Bronze	EPO	$500.66	$0	$10,500
Elite Bronze + Vision + Adult Dental Ambetter of Alabama	Expanded Bronze	EPO	$521.01	$0	$10,500
Standard Silver Ambetter of Alabama	Silver	EPO	$562.81	$6,000	$8,900
Blue Statewide Silver EPO Blue Cross and Blue Shield of Alabama	Silver	EPO	$567.87	$3,500	$9,450
Focused Silver Ambetter of Alabama	Silver	EPO	$569.32	$6,300	$8,400
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter of Alabama	Silver	EPO	$580.12	$5,000	$8,650
Blue Standardized Statewide Silver EPO Blue Cross and Blue Shield of Alabama	Silver	EPO	$582.34	$6,000	$8,900
Blue Cross Select Silver Blue Cross and Blue Shield of Alabama	Silver	PPO	$583.89	$5,000	$10,600
Standard Silver + Vision + Adult Dental Ambetter of Alabama	Silver	EPO	$585.70	$6,000	$8,900
Standard Gold Ambetter of Alabama	Gold	EPO	$586.94	$2,000	$8,200
Blue Standardized Silver Blue Cross and Blue Shield of Alabama	Silver	PPO	$588.22	$6,000	$8,900
Focused Silver + Vision + Adult Dental Ambetter of Alabama	Silver	EPO	$592.47	$6,300	$8,400
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Alabama	Silver	EPO	$603.71	$5,000	$8,650
Standard Gold + Vision + Adult Dental Ambetter of Alabama	Gold	EPO	$610.81	$2,000	$8,200
Complete Gold Ambetter of Alabama	Gold	EPO	$619.20	$1,450	$7,500
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	EPO	$637.29	$6,000	$8,900
UHC Silver Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	EPO	$640.38	$3,500	$8,900
Complete Gold + Vision + Adult Dental Ambetter of Alabama	Gold	EPO	$644.38	$1,450	$7,500
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	EPO	$646.55	$0	$10,150
Blue Value Silver Blue Cross and Blue Shield of Alabama	Silver	PPO	$652.24	$3,700	$10,600
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$656.84	$3,500	$8,900
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$663.01	$0	$10,150
Elite Gold Ambetter of Alabama	Gold	EPO	$676	$0	$6,500
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	EPO	$702.75	$2,000	$8,200
Elite Gold + Vision + Adult Dental Ambetter of Alabama	Gold	EPO	$703.49	$0	$6,500
UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	EPO	$705.40	$750	$8,000
Blue Standardized Gold Blue Cross and Blue Shield of Alabama	Gold	PPO	$718	$2,000	$8,200
UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Gold	EPO	$722.62	$750	$8,000
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	EPO	$725.80	$0	$7,000
Blue Cross Select Gold Blue Cross and Blue Shield of Alabama	Gold	PPO	$754.07	$850	$6,000
Blue Value Gold Blue Cross and Blue Shield of Alabama	Gold	PPO	$792.45	$750	$6,000

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Cullman County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.