QHP Index

Silver plans in Miami-Dade County

72 Silver plans sold in Miami-Dade County, Florida, from 11 insurers, priced at age 40.

What people in Miami-Dade County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Miami-Dade County listed at $815 a month and the average person paid $72 after the advance premium tax credit.

333,103 of the 1,031,630 people who enrolled here — 32.3% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $681.98 $9,500 $10,025
Silver Simple PCP Saver
Oscar Health Maintenance Organization of Florida
SilverHMO $684.37 $5,000 $9,250
myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $686.16 $9,500 $10,025
Silver Classic Standard
Oscar Health Maintenance Organization of Florida
SilverHMO $690.48 $6,000 $8,900
Silver Simple Breathe Easy with Enhanced COPD Benefits
Oscar Health Maintenance Organization of Florida
SilverHMO $690.62 $6,200 $9,600
Silver Simple Diabetes
Oscar Health Maintenance Organization of Florida
SilverHMO $690.87 $6,500 $10,000
Silver Simple Women's Health with Menopause Benefits
Oscar Health Maintenance Organization of Florida
SilverHMO $691.56 $6,000 $10,150
Silver Simple Chronic Care CKM
Oscar Health Maintenance Organization of Florida
SilverHMO $692.22 $5,900 $10,150
AmeriHealth Caritas Next Silver Essential + No Referrals
AmeriHealth Caritas Next
SilverHMO $693.06 $6,100 $9,000
myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $694.41 $9,500 $10,025
myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $694.73 $8,250 $8,650
myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $698.77 $8,250 $8,650
Silver Elite
Oscar Health Maintenance Organization of Florida
SilverHMO $699.73 $5,000 $9,750
myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $702.32 $6,375 $8,825
myBlue Silver 24M03-70V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $706.34 $6,375 $8,825
myBlue Silver 25M03-01E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $707.04 $8,250 $8,650
myBlue Silver 24M03-70E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $714.63 $6,375 $8,825
Molina Silver Access
Molina Healthcare
SilverHMO $720.03 $5,750 $9,050
AmeriHealth Caritas Next Silver Signature + No Referrals
AmeriHealth Caritas Next
SilverHMO $720.64 $6,000 $8,900
Molina Silver Core
Molina Healthcare
SilverHMO $723.75 $6,000 $8,990
Molina Silver Access Pluswith Adult Vision
Molina Healthcare
SilverHMO $724.07 $5,750 $9,050
myBlue Silver 2237 ($60 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $725.64 $3,150 $8,675
Molina Silver Core Pluswith Adult Vision
Molina Healthcare
SilverHMO $727.79 $6,000 $8,990
myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $729.64 $3,150 $8,675
Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverHMO $729.66 $3,500 $10,150
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverHMO $732.60 $1,850 $9,100
Clarity VALUE Silver
Ambetter Health
SilverHMO $734.48 $8,000 $8,400
myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $737.90 $3,150 $8,675
myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverHMO $738.22 $6,000 $8,900
Molina Silver Access Plus with Adult Dental and Vision
Molina Healthcare
SilverHMO $738.33 $5,750 $9,050
Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverHMO $740.38 $3,500 $10,150
Molina Silver Core Plus with Adult Dental and Vision
Molina Healthcare
SilverHMO $742.03 $6,000 $8,990
Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
WellPoint
SilverHMO $745.64 $6,000 $8,900
Molina Silver Standard
Molina Healthcare
SilverHMO $748.41 $6,000 $8,900
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
SilverHMO $750.16 $4,500 $9,900
Thrive Silver
Ambetter Health
SilverHMO $752.25 $8,000 $8,400
AmeriHealth Caritas Next Silver Premier + No Referrals
AmeriHealth Caritas Next
SilverHMO $757.52 $400 $10,200
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
SilverHMO $771.06 $4,500 $9,900
Standard Silver VALUE
Ambetter Health
SilverHMO $783.42 $6,000 $8,900
UHC Silver Standard-
UnitedHealthcare
SilverHMO $787.98 $6,000 $8,900
UHC Silver Standard
UnitedHealthcare
SilverHMO $788.07 $6,000 $8,900
Focused VALUE Silver
Ambetter Health
SilverHMO $792.86 $6,300 $8,400
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
SilverHMO $798.54 $2,700 $10,350
UHC Silver Standard+ (Dental + Vision)
UnitedHealthcare
SilverHMO $808.98 $6,000 $8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
SilverHMO $819.45 $2,700 $10,350
Standard Silver
Ambetter Health
SilverHMO $848.24 $6,000 $8,900
AvMed Entrust Silver Standard (2026)
AvMed
SilverHMO $848.25 $6,000 $8,900
Focused Silver
Ambetter Health
SilverHMO $858.47 $6,300 $8,400
AvMed Entrust Silver 550 (2026)
AvMed
SilverHMO $862.34 $6,250 $8,000
AvMed Entrust Silver 550 Dental+Vision (2026)
AvMed
SilverHMO $865.94 $6,250 $8,000
Standard Silver + Vision + Adult Dental
Ambetter Health
SilverHMO $871.19 $6,000 $8,900
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter Health
SilverHMO $872.68 $5,000 $8,650
Focused Silver + Vision + Adult Dental
Ambetter Health
SilverHMO $881.70 $6,300 $8,400
AvMed Entrust Silver 350 (2026)
AvMed
SilverHMO $887.31 $3,500 $9,250
AvMed Entrust Silver 350 Dental+Vision (2026)
AvMed
SilverHMO $891.01 $3,500 $9,250
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter Health
SilverHMO $896.29 $5,000 $8,650
Partnered Care Classic Silver
Cigna HealthCare of Florida, Inc.
SilverHMO $969.62 $5,000 $7,950
Partnered Care Premier Silver
Cigna HealthCare of Florida, Inc.
SilverHMO $970.83 $7,000 $8,500
Connect Silver South FL 2850 Indiv Med Deductible
Cigna Healthcare
SilverEPO $989.30 $2,850 $9,450
Connect Silver South FL CMS Standard
Cigna Healthcare
SilverEPO $995.80 $6,000 $8,900
Partnered Care Silver CMS Standard
Cigna HealthCare of Florida, Inc.
SilverHMO $1,005.71 $6,000 $8,900
Connect Silver South FL 4500 Indiv Med Deductible
Cigna Healthcare
SilverEPO $1,007.97 $4,500 $8,850
BlueSelect Silver 1443 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $1,126.21 $4,000 $8,100
BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $1,131.17 $4,000 $8,100
BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $1,141.09 $4,000 $8,100
BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $1,144.87 $6,000 $8,900
BlueSelect Silver 1456 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $1,157.80 $3,125 $8,100
BlueCare Silver 24K02-21 ($10 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverPOS $1,191.06 $4,000 $8,100
BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverPOS $1,231.20 $6,000 $8,900
BlueOptions Silver 24J01-03 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverPPO $1,805.41 $4,000 $8,100
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverPPO $1,928.35 $6,000 $8,900
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverPPO $1,950.71 $3,125 $8,100

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Miami-Dade County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.