Gold plans in Miami-Dade County

Name: Gold marketplace plans in Miami-Dade County, FL: all 45
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

45 Gold plans sold in Miami-Dade County, Florida, from 11 insurers, priced at age 40.

What people in Miami-Dade County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Miami-Dade County listed at $815 a month and the average person paid $72 after the advance premium tax credit.

333,103 of the 1,031,630 people who enrolled here — 32.3% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Gold Simple Oscar Health Maintenance Organization of Florida	Gold	HMO	$624.10	$3,000	$9,950
Gold Classic Standard Oscar Health Maintenance Organization of Florida	Gold	HMO	$655.60	$2,000	$8,200
Molina Gold Enhanced 895 Molina Healthcare	Gold	HMO	$759.80	$895	$8,700
Molina Gold Core 1640 Molina Healthcare	Gold	HMO	$760.36	$1,640	$8,100
Molina Gold Enhanced 895 Pluswith Adult Vision Molina Healthcare	Gold	HMO	$763.85	$895	$8,700
Molina Gold Core 1640 Pluswith Adult Vision Molina Healthcare	Gold	HMO	$764.45	$1,640	$8,100
Standard Gold VALUE Ambetter Health	Gold	HMO	$766.69	$2,000	$8,200
Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare	Gold	HMO	$778.08	$895	$8,700
Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare	Gold	HMO	$778.67	$1,640	$8,100
AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next	Gold	HMO	$781.87	$2,000	$8,200
Molina Gold Standard Molina Healthcare	Gold	HMO	$795.43	$2,000	$8,200
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$798.34	$800	$9,000
AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next	Gold	HMO	$804.78	$850	$8,500
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$806.20	$800	$9,000
Complete VALUE Gold Ambetter Health	Gold	HMO	$809.46	$1,450	$7,500
Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard WellPoint	Gold	HMO	$814.73	$2,000	$8,200
Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$815.89	$1,400	$5,000
Standard Gold Ambetter Health	Gold	HMO	$830.13	$2,000	$8,200
Everyday Gold Ambetter Health	Gold	HMO	$848.10	$800	$7,250
Partnered Care Premier Gold Cigna HealthCare of Florida, Inc.	Gold	HMO	$849.74	$1,850	$7,700
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$852.59	$2,000	$8,200
UHC Gold Standard UnitedHealthcare	Gold	HMO	$857.63	$2,000	$8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$865.02	$0	$10,600
Connect Gold South FL 1500 Indiv Med Deductible Cigna Healthcare	Gold	EPO	$866.66	$1,500	$9,450
Everyday Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$871.05	$800	$7,250
Partnered Care Gold CMS Standard Cigna HealthCare of Florida, Inc.	Gold	HMO	$871.60	$2,000	$8,200
Connect Gold South FL CMS Standard Cigna Healthcare	Gold	EPO	$873.03	$2,000	$8,200
myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$875.44	$2,000	$8,200
Complete Gold Ambetter Health	Gold	HMO	$876.44	$1,450	$7,500
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$880.76	$500	$9,000
myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$890.36	$940	$4,500
Complete Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$900.15	$1,450	$7,500
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$901.66	$500	$9,000
AvMed Entrust Gold Standard (2026) AvMed	Gold	HMO	$924.25	$2,000	$8,200
AvMed Entrust Gold 125 (2026) AvMed	Gold	HMO	$941.97	$2,000	$5,850
AvMed Entrust Gold 125 Dental+Vision (2026) AvMed	Gold	HMO	$945.85	$2,000	$5,850
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,266.52	$2,000	$8,200
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,296.49	$1,500	$6,450
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,330.69	$0	$6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,335.61	$0	$6,250
BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$1,381.90	$2,000	$8,200
BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$1,465.64	$0	$6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,897.38	$2,000	$8,200
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,942.47	$1,500	$6,450
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,995.24	$0	$6,250

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Miami-Dade County, or an insurer arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.

Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.