QHP Index

Marketplace health plans in Rains County

61 plans sold in Rains County, Texas, from 4 insurers, priced at age 21.

What people in Rains County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Rains County listed at $839 a month and the average person paid $134 after the advance premium tax credit.

390 of the 1,136 people who enrolled here — 34.3% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 212730405060

PlanMetalType Premium at 21DeductibleMax out of pocket
CHRISTUS Catastrophic (3 Free PCP visits)
CHRISTUS Health Plan
CatastrophicHMO $277.34 $10,600 $10,600
CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care)
CHRISTUS Health Plan
Expanded BronzeHMO $334.02 $7,500 $10,000
CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
Expanded BronzeHMO $338.44 $8,500 $9,900
CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
Expanded BronzeHMO $338.53 $7,450 $9,850
CHRISTUS Bronze + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
Expanded BronzeHMO $347.64 $8,500 $9,900
CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
Expanded BronzeHMO $348.13 $7,450 $9,850
UHC Bronze Essential ($0 Virtual Urgent Care)
UnitedHealthcare
BronzeHMO $388.48 $10,600 $10,600
Blue Advantage Bronze HMO℠ 301
Blue Cross and Blue Shield of Texas
BronzeHMO $404.66 $10,600 $10,600
UHC Bronze Standard
UnitedHealthcare
Expanded BronzeHMO $405.91 $7,500 $10,000
Blue Advantage Plus Bronze℠ 305
Blue Cross and Blue Shield of Texas
BronzePOS $408.57 $7,300 $10,600
Blue Advantage Security HMO℠ 200
Blue Cross and Blue Shield of Texas
CatastrophicHMO $409.58 $10,600 $10,600
Blue Advantage Bronze HMO℠ Standard
Blue Cross and Blue Shield of Texas
Expanded BronzeHMO $415.77 $7,500 $10,000
Blue Advantage Bronze HMO℠ 204
Blue Cross and Blue Shield of Texas
Expanded BronzeHMO $416.24 $6,000 $10,150
UHC Bronze Standard+ (Dental + Vision)
UnitedHealthcare
Expanded BronzeHMO $419.78 $7,500 $10,000
Blue Advantage Plus Bronze℠ Standard
Blue Cross and Blue Shield of Texas
Expanded BronzePOS $427.70 $7,500 $10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
UnitedHealthcare
Expanded BronzeHMO $429.55 $0 $10,600
CHRISTUS Standard Gold ($0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $439.07 $2,000 $8,200
Blue Advantage Plus Bronze℠ 303
Blue Cross and Blue Shield of Texas
Expanded BronzePOS $441.29 $7,000 $10,150
CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $445.08 $3,750 $9,200
CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $457.06 $3,750 $9,200
CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $463.06 $0 $9,200
CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
GoldHMO $477.78 $0 $9,200
Standard Gold
Ambetter from Superior HealthPlan
GoldEPO $486.67 $2,000 $8,200
Everyday Gold
Ambetter from Superior HealthPlan
GoldEPO $488.92 $800 $7,250
Complete Gold
Ambetter from Superior HealthPlan
GoldEPO $497.75 $1,450 $7,500
Standard Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $504.78 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $507.12 $800 $7,250
CHRISTUS Value Silver 70 ($0 Virtual Urgent Care)
CHRISTUS Health Plan
SilverHMO $510.83 $5,990 $5,990
UHC Gold Standard
UnitedHealthcare
GoldHMO $515.61 $2,000 $8,200
Complete Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $516.28 $1,450 $7,500
CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care)
CHRISTUS Health Plan
SilverHMO $525.92 $6,000 $8,900
CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care)
CHRISTUS Health Plan
SilverHMO $526.01 $5,990 $5,990
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)
UnitedHealthcare
GoldHMO $527.63 $0 $7,800
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
UnitedHealthcare
GoldHMO $529.30 $1,000 $7,500
Standard Silver
Ambetter from Superior HealthPlan
SilverEPO $532.30 $6,000 $8,900
Focused Silver
Ambetter from Superior HealthPlan
SilverEPO $535.03 $6,300 $8,400
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter from Superior HealthPlan
SilverEPO $540.05 $5,000 $8,650
CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
SilverHMO $540.65 $6,900 $9,300
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $541.50 $0 $7,800
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $543.17 $1,000 $7,500
Standard Silver + Vision + Adult Dental
Ambetter from Superior HealthPlan
SilverEPO $552.30 $6,000 $8,900
Focused Silver + Vision + Adult Dental
Ambetter from Superior HealthPlan
SilverEPO $555.14 $6,300 $8,400
CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care)
CHRISTUS Health Plan
SilverHMO $555.96 $6,900 $9,300
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter from Superior HealthPlan
SilverEPO $560.36 $5,000 $8,650
Blue Advantage Gold HMO℠ 206
Blue Cross and Blue Shield of Texas
GoldHMO $564.98 $550 $10,100
Blue Advantage Gold HMO℠ 603
Blue Cross and Blue Shield of Texas
GoldHMO $571.18 $1,000 $8,200
Blue Advantage Plus Gold℠ 803
Blue Cross and Blue Shield of Texas
GoldPOS $572.55 $2,400 $10,400
Blue Advantage Gold HMO℠ Standard
Blue Cross and Blue Shield of Texas
GoldHMO $576.67 $2,000 $8,200
Blue Advantage Plus Gold℠ 203
Blue Cross and Blue Shield of Texas
GoldPOS $579.31 $1,700 $10,150
UHC Silver Standard
UnitedHealthcare
SilverHMO $597.53 $6,000 $8,900
Blue Advantage Plus Gold℠ Standard
Blue Cross and Blue Shield of Texas
GoldPOS $601.92 $2,000 $8,200
UHC Silver Value ($0 Virtual Urgent Care)
UnitedHealthcare
SilverHMO $607.15 $3,000 $8,950
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
SilverHMO $607.86 $3,500 $9,200
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision)
UnitedHealthcare
SilverHMO $621.02 $3,000 $8,950
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
SilverHMO $621.73 $3,500 $9,200
Blue Advantage Silver HMO℠ 801
Blue Cross and Blue Shield of Texas
SilverHMO $664.34 $4,000 $9,200
Blue Advantage Silver HMO℠ Standard
Blue Cross and Blue Shield of Texas
SilverHMO $670.98 $6,000 $8,900
Blue Advantage Silver HMO℠ 205
Blue Cross and Blue Shield of Texas
SilverHMO $678.39 $1,450 $10,600
Blue Advantage Plus Silver℠ 202
Blue Cross and Blue Shield of Texas
SilverPOS $684.29 $1,250 $10,500
Blue Advantage Plus Silver℠ Standard
Blue Cross and Blue Shield of Texas
SilverPOS $686.93 $6,000 $8,900
Blue Advantage Plus Silver℠ 605
Blue Cross and Blue Shield of Texas
SilverPOS $703.84 $0 $10,150

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Rains County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.