Silver plans in Polk County

Name: Silver marketplace plans in Polk County, FL: all 55
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

55 Silver plans sold in Polk County, Florida, from 7 insurers, priced at age 40.

What people in Polk County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Polk County listed at $768 a month and the average person paid $97 after the advance premium tax credit.

45,736 of the 126,521 people who enrolled here — 36.1% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Clarity Silver Ambetter Health	Silver	HMO	$646.99	$8,000	$8,400
Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$660.96	$3,500	$10,150
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$663.61	$1,850	$9,100
Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Silver	HMO	$670.67	$3,500	$10,150
Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard WellPoint	Silver	HMO	$675.44	$6,000	$8,900
Standard Silver Ambetter Health	Silver	HMO	$690.10	$6,000	$8,900
myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$694.72	$9,500	$10,150
Focused Silver Ambetter Health	Silver	HMO	$698.42	$6,300	$8,400
myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$698.91	$9,500	$10,150
myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$705.51	$7,000	$9,150
myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$707.25	$9,500	$10,150
Standard Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$708.77	$6,000	$8,900
myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$709.52	$7,000	$9,150
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health	Silver	HMO	$709.98	$5,000	$8,650
Focused Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$717.31	$6,300	$8,400
myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$717.84	$7,000	$9,150
myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$721.05	$6,500	$9,200
myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$725.07	$6,500	$9,200
myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$728.77	$3,150	$8,675
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health	Silver	HMO	$729.19	$5,000	$8,650
myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$732.78	$3,150	$8,675
myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$733.37	$6,500	$9,200
myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$741.09	$3,150	$8,675
myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$741.41	$6,000	$8,900
Molina Silver Saver with Four Free PCP Visits Molina Healthcare	Silver	HMO	$749.77	$7,000	$10,150
Molina Silver Core Molina Healthcare	Silver	HMO	$755.52	$6,000	$8,990
Molina Silver Core Pluswith Adult Vision Molina Healthcare	Silver	HMO	$759.73	$6,000	$8,990
Silver Simple PCP Saver \| with AdventHealth Oscar Health Maintenance Organization of Florida	Silver	HMO	$764.78	$5,000	$9,250
Silver Classic Standard \| with AdventHealth Oscar Health Maintenance Organization of Florida	Silver	HMO	$771.62	$6,000	$8,900
Silver Simple Diabetes \| with AdventHealth Oscar Health Maintenance Organization of Florida	Silver	HMO	$772.05	$6,500	$10,000
Silver Simple Chronic Care CKM \| with AdventHealth Oscar Health Maintenance Organization of Florida	Silver	HMO	$773.56	$5,900	$10,150
Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare	Silver	HMO	$774.60	$6,000	$8,990
Silver Elite \| with AdventHealth Oscar Health Maintenance Organization of Florida	Silver	HMO	$780.74	$5,000	$9,850
Molina Silver Standard Molina Healthcare	Silver	HMO	$781.26	$6,000	$8,900
Silver Classic Standard Oscar Health Maintenance Organization of Florida	Silver	HMO	$810.32	$6,000	$8,900
Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida	Silver	HMO	$810.49	$6,200	$9,600
Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida	Silver	HMO	$811.59	$6,000	$10,150
BlueCare Silver 24K01-02 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	POS	$894.64	$4,000	$8,100
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare	Silver	HMO	$905.67	$4,500	$9,900
BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	POS	$924.79	$6,000	$8,900
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Silver	HMO	$930.91	$4,500	$9,900
BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$934.78	$4,000	$8,100
BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	POS	$936.70	$3,125	$8,100
BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$938.91	$4,000	$8,100
BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$947.14	$4,000	$8,100
BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$950.27	$6,000	$8,900
UHC Silver Standard- UnitedHealthcare	Silver	HMO	$951.34	$6,000	$8,900
UHC Silver Standard UnitedHealthcare	Silver	HMO	$951.44	$6,000	$8,900
BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$961	$3,125	$8,100
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare	Silver	HMO	$964.08	$2,700	$10,350
UHC Silver Standard+ (Dental + Vision) UnitedHealthcare	Silver	HMO	$976.69	$6,000	$8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Silver	HMO	$989.33	$2,700	$10,350
BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,498.53	$4,000	$8,100
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,600.58	$6,000	$8,900
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,619.14	$3,125	$8,100

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Polk County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.