QHP Index › Florida › Polk County › GoldGold plans in Polk County
38 Gold plans
sold in Polk County, Florida, from 7 insurers,
priced at age 40.
What people in Polk County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026,
the average plan in Polk County listed at $768 a month and the average
person paid $97 after the advance premium tax credit.
45,736 of the 126,521 people who enrolled here — 36.1% — paid $10 a month or less .
What you pay depends on your income and your household, and only HealthCare.gov can work it out
for you. These are the county's published averages, not a quote.
All plans Silver Gold Expanded Bronze Bronze Platinum Catastrophic Premiums at age 40 : 21 27 30 40 50 60
Plan Metal Type
Premium at 40 Deductible Max out of pocket Standard Gold
Ambetter Health Gold HMO
$675.36 $2,000
$8,200 Everyday Gold
Ambetter Health Gold HMO
$689.98 $800
$7,250 Standard Gold + Vision + Adult Dental
Ambetter Health Gold HMO
$693.63 $2,000
$8,200 Gold Simple | with AdventHealth
Oscar Health Maintenance Organization of Florida Gold HMO
$697.43 $3,000
$9,950 Gold Elite Saver Plus | with AdventHealth
Oscar Health Maintenance Organization of Florida Gold HMO
$699.38 $0
$9,500 Everyday Gold + Vision + Adult Dental
Ambetter Health Gold HMO
$708.65 $800
$7,250 Complete Gold
Ambetter Health Gold HMO
$713.04 $1,450
$7,500 Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint Gold HMO
$723.18 $800
$9,000 Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint Gold HMO
$730.29 $800
$9,000 Complete Gold + Vision + Adult Dental
Ambetter Health Gold HMO
$732.33 $1,450
$7,500 Gold Classic Standard | with AdventHealth
Oscar Health Maintenance Organization of Florida Gold HMO
$732.64 $2,000
$8,200 Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
WellPoint Gold HMO
$738.02 $2,000
$8,200 Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint Gold HMO
$739.07 $1,400
$5,000 Gold Classic Standard
Oscar Health Maintenance Organization of Florida Gold HMO
$769.20 $2,000
$8,200 Molina Gold Enhanced 895
Molina Healthcare Gold HMO
$793.15 $895
$8,700 Molina Gold Core 1640
Molina Healthcare Gold HMO
$793.73 $1,640
$8,100 Molina Gold Enhanced 895 Pluswith Adult Vision
Molina Healthcare Gold HMO
$797.37 $895
$8,700 Molina Gold Core 1640 Pluswith Adult Vision
Molina Healthcare Gold HMO
$798 $1,640
$8,100 Molina Gold Enhanced 895 Plus with Adult Dental and Vision
Molina Healthcare Gold HMO
$812.22 $895
$8,700 Molina Gold Core 1640 Plus with Adult Dental and Vision
Molina Healthcare Gold HMO
$812.84 $1,640
$8,100 Molina Gold Standard
Molina Healthcare Gold HMO
$830.33 $2,000
$8,200 myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) Gold HMO
$879.23 $2,000
$8,200 myBlue Gold 1605 ($0 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) Gold HMO
$894.20 $940
$4,500 myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) Gold HMO
$925.97 $0
$6,550 BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) Gold POS
$1,022.48 $2,000
$8,200 UHC Gold Standard
UnitedHealthcare Gold HMO
$1,035.42 $2,000
$8,200 UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)
UnitedHealthcare Gold HMO
$1,044.35 $0
$10,600 BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) Gold POS
$1,047.67 $1,500
$6,450 BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) Gold EPO
$1,051.24 $2,000
$8,200 UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)
UnitedHealthcare Gold HMO
$1,063.35 $500
$9,000 BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL) Gold EPO
$1,076.11 $1,500
$6,450 BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company) Gold POS
$1,084.43 $0
$6,250 UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)
UnitedHealthcare Gold HMO
$1,088.59 $500
$9,000 BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL) Gold EPO
$1,104.50 $0
$6,250 BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL) Gold EPO
$1,108.59 $0
$6,250 BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) Gold PPO
$1,574.88 $2,000
$8,200 BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL) Gold PPO
$1,612.30 $1,500
$6,450 BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL) Gold PPO
$1,656.10 $0
$6,250
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes When next year’s premiums are posted for Polk County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the
HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid
Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of
your options and it is not advice: to see every plan and to enrol, use
HealthCare.gov or call 1-800-318-2596.
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Not affiliated with HealthCare.gov, CMS, or any insurance company. Every figure here is published by the Centers for Medicare & Medicaid Services and is reproduced, not calculated: premiums, deductibles, out-of-pocket maximums and cost sharing come from the QHP landscape file, and what people actually paid comes from the CMS open-enrollment public use file. Information, not advice , and not a complete picture — what a plan covers depends on its benefits, its network and your own circumstances, and what you pay depends on your income. This site covers the 30 states whose marketplace is HealthCare.gov ; the other 21 run their own, and each has a page here saying where to go. To see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.
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