Gold plans in Miami-Dade County

Name: Gold marketplace plans in Miami-Dade County, FL: all 45
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

45 Gold plans sold in Miami-Dade County, Florida, from 11 insurers, priced at age 27.

What people in Miami-Dade County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Miami-Dade County listed at $815 a month and the average person paid $72 after the advance premium tax credit.

333,103 of the 1,031,630 people who enrolled here — 32.3% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 27	Deductible	Max out of pocket
Gold Simple Oscar Health Maintenance Organization of Florida	Gold	HMO	$511.78	$3,000	$9,950
Gold Classic Standard Oscar Health Maintenance Organization of Florida	Gold	HMO	$537.62	$2,000	$8,200
Molina Gold Enhanced 895 Molina Healthcare	Gold	HMO	$623.06	$895	$8,700
Molina Gold Core 1640 Molina Healthcare	Gold	HMO	$623.52	$1,640	$8,100
Molina Gold Enhanced 895 Pluswith Adult Vision Molina Healthcare	Gold	HMO	$626.38	$895	$8,700
Molina Gold Core 1640 Pluswith Adult Vision Molina Healthcare	Gold	HMO	$626.87	$1,640	$8,100
Standard Gold VALUE Ambetter Health	Gold	HMO	$628.71	$2,000	$8,200
Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare	Gold	HMO	$638.05	$895	$8,700
Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare	Gold	HMO	$638.53	$1,640	$8,100
AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next	Gold	HMO	$641.16	$2,000	$8,200
Molina Gold Standard Molina Healthcare	Gold	HMO	$652.28	$2,000	$8,200
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$654.66	$800	$9,000
AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next	Gold	HMO	$659.95	$850	$8,500
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$661.11	$800	$9,000
Complete VALUE Gold Ambetter Health	Gold	HMO	$663.78	$1,450	$7,500
Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard WellPoint	Gold	HMO	$668.10	$2,000	$8,200
Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$669.05	$1,400	$5,000
Standard Gold Ambetter Health	Gold	HMO	$680.73	$2,000	$8,200
Everyday Gold Ambetter Health	Gold	HMO	$695.47	$800	$7,250
Partnered Care Premier Gold Cigna HealthCare of Florida, Inc.	Gold	HMO	$696.82	$1,850	$7,700
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$699.15	$2,000	$8,200
UHC Gold Standard UnitedHealthcare	Gold	HMO	$703.28	$2,000	$8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$709.35	$0	$10,600
Connect Gold South FL 1500 Indiv Med Deductible Cigna Healthcare	Gold	EPO	$710.69	$1,500	$9,450
Everyday Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$714.29	$800	$7,250
Partnered Care Gold CMS Standard Cigna HealthCare of Florida, Inc.	Gold	HMO	$714.74	$2,000	$8,200
Connect Gold South FL CMS Standard Cigna Healthcare	Gold	EPO	$715.91	$2,000	$8,200
myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$717.89	$2,000	$8,200
Complete Gold Ambetter Health	Gold	HMO	$718.71	$1,450	$7,500
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$722.25	$500	$9,000
myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$730.12	$940	$4,500
Complete Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$738.15	$1,450	$7,500
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$739.39	$500	$9,000
AvMed Entrust Gold Standard (2026) AvMed	Gold	HMO	$757.91	$2,000	$8,200
AvMed Entrust Gold 125 (2026) AvMed	Gold	HMO	$772.44	$2,000	$5,850
AvMed Entrust Gold 125 Dental+Vision (2026) AvMed	Gold	HMO	$775.63	$2,000	$5,850
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,038.59	$2,000	$8,200
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,063.16	$1,500	$6,450
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,091.21	$0	$6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,095.24	$0	$6,250
BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$1,133.20	$2,000	$8,200
BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$1,201.87	$0	$6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,555.91	$2,000	$8,200
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,592.89	$1,500	$6,450
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,636.16	$0	$6,250

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.