Marketplace health plans in St. Joseph County

Name: Marketplace health plans in St. Joseph County, IN: all 47
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

47 plans sold in St. Joseph County, Indiana, from 3 insurers, priced at age 21.

What people in St. Joseph County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in St. Joseph County listed at $627 a month and the average person paid $247 after the advance premium tax credit.

1,167 of the 11,237 people who enrolled here — 10.4% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 21	Deductible	Max out of pocket
Anthem Catastrophic Essential (+ Incentives) Anthem Blue Cross and Blue Shield	Catastrophic	HMO	$299.94	$10,600	$10,600
Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield	Bronze	HMO	$302.34	$10,150	$10,150
Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield	Bronze	HMO	$308.73	$10,150	$10,150
Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield	Expanded Bronze	POS	$314.80	$5,500	$10,150
Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield	Expanded Bronze	HMO	$320.29	$4,500	$10,150
Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield	Expanded Bronze	HMO	$322.20	$7,500	$10,000
Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield	Expanded Bronze	POS	$322.20	$7,500	$10,000
Anthem Bronze Essential 6500 HSA (+ Incentives) Anthem Blue Cross and Blue Shield	Expanded Bronze	HMO	$332.44	$6,500	$8,450
Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield	Silver	HMO	$353.97	$7,000	$8,850
Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield	Silver	HMO	$358.90	$6,000	$8,900
Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield	Silver	HMO	$359.67	$4,500	$8,800
Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield	Silver	HMO	$360.26	$7,000	$8,850
Anthem Silver Essential 3500 HSA (+ Incentives) Anthem Blue Cross and Blue Shield	Silver	HMO	$372.45	$3,500	$8,450
Low Premium Bronze 10600 $25 Generic Drugs CareSource	Expanded Bronze	HMO	$388.29	$10,600	$10,600
Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness CareSource	Expanded Bronze	HMO	$391.61	$10,600	$10,600
Bronze 7500 $25 Generic Drugs CareSource	Expanded Bronze	HMO	$399.67	$7,500	$10,000
Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness CareSource	Expanded Bronze	HMO	$403.08	$7,500	$10,000
Standard Silver Ambetter Health	Silver	HMO	$414.63	$6,000	$8,900
Focused Silver Ambetter Health	Silver	HMO	$418.32	$6,300	$8,400
HSA Eligible Bronze 6000 CareSource	Expanded Bronze	HMO	$418.66	$6,000	$7,250
Standard Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$425.56	$6,000	$8,900
Focused Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$429.35	$6,300	$8,400
Low Premium Silver 6200 $3 Generic Drugs CareSource	Silver	HMO	$476.45	$6,200	$9,800
Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness CareSource	Silver	HMO	$479.75	$6,200	$9,800
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services CareSource	Silver	HMO	$487.98	$5,000	$9,500
Silver 6000 $20 Generic Drugs CareSource	Silver	HMO	$489.85	$6,000	$8,900
Diabetes Silver 5000 $0 Chronic Care Drugs & Services CareSource	Silver	HMO	$490.08	$5,000	$9,500
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource	Silver	HMO	$491.31	$5,000	$9,500
Silver 6000 $20 Generic Drugs + Adult Vision & Fitness CareSource	Silver	HMO	$493.10	$6,000	$8,900
Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource	Silver	HMO	$493.50	$5,000	$9,500
HDHP Preventive Silver 5500 $0 Chronic Care Drugs CareSource	Silver	HMO	$494.07	$5,500	$5,500
Standard Gold Ambetter Health	Gold	HMO	$511.84	$2,000	$8,200
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$525.33	$2,000	$8,200
Complete Gold Ambetter Health	Gold	HMO	$533.26	$1,450	$7,500
Complete Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$547.32	$1,450	$7,500
Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield	Gold	HMO	$572.28	$2,200	$4,700
Elite Gold Ambetter Health	Gold	HMO	$575.87	$0	$6,500
Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield	Gold	HMO	$582.66	$2,000	$8,200
Elite Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$591.05	$0	$6,500
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services CareSource	Gold	HMO	$696.08	$3,000	$8,500
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource	Gold	HMO	$699.43	$3,000	$8,500
Diabetes Gold 3000 $0 Chronic Care Drugs & Services CareSource	Gold	HMO	$699.67	$3,000	$8,500
Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource	Gold	HMO	$703.01	$3,000	$8,500
Gold 2000 $15 Generic Drugs CareSource	Gold	HMO	$758.63	$2,000	$8,200
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness CareSource	Gold	HMO	$761.98	$2,000	$8,200
Platinum Zero $5 Generic Drugs CareSource	Platinum	HMO	$927.80	$0	$5,200
Platinum Zero $5 Generic Drugs + Adult Vision & Fitness CareSource	Platinum	HMO	$931.15	$0	$5,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for St. Joseph County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.