Marketplace health plans in Bay County

Name: Marketplace health plans in Bay County, FL: all 106
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

106 plans sold in Bay County, Florida, from 4 insurers, priced at age 27.

What people in Bay County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Bay County listed at $797 a month and the average person paid $126 after the advance premium tax credit.

11,900 of the 31,347 people who enrolled here — 38.0% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 27	Deductible	Max out of pocket
Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$411.04	$9,000	$10,600
Everyday Bronze Ambetter Health	Expanded Bronze	HMO	$413.18	$8,450	$10,150
Standard Expanded Bronze Ambetter Health	Expanded Bronze	HMO	$414.45	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$424.36	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$425.66	$7,500	$10,000
myBlue Bronze 26M01-23 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Bronze	HMO	$428.29	$10,125	$10,150
Bronze Classic Standard Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$433.48	$7,500	$10,000
Bronze Classic 4700 Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$437.05	$4,700	$10,150
Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$438.86	$5,500	$10,150
Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$444.21	$5,500	$10,150
Bronze Elite + PCP Saver Plus Oscar Health Maintenance Organization of Florida	Expanded Bronze	HMO	$471.37	$0	$10,600
Elite Bronze Ambetter Health	Expanded Bronze	HMO	$471.95	$0	$10,500
BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL)	Bronze	EPO	$484.16	$6,150	$10,150
Elite Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$484.72	$0	$10,500
myBlue Bronze 2219 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	HMO	$487.91	$2,625	$10,150
myBlue Bronze 2312S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	HMO	$488.63	$7,500	$10,000
myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	HMO	$494.09	$6,000	$10,150
BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$502.42	$7,500	$10,000
BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$506.73	$6,650	$7,400
BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$510.31	$6,500	$10,000
Gold Simple Oscar Health Maintenance Organization of Florida	Gold	HMO	$511.32	$3,000	$9,950
Clarity Silver Ambetter Health	Silver	HMO	$524.70	$8,000	$8,400
BlueCare Bronze 24K01-05 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Bronze	POS	$525.51	$6,150	$10,150
myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	HMO	$527.63	$0	$10,150
myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	HMO	$530.89	$0	$10,150
BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$532.16	$0	$9,900
BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$534.98	$0	$9,900
Gold Classic Standard Oscar Health Maintenance Organization of Florida	Gold	HMO	$537.13	$2,000	$8,200
myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	HMO	$537.59	$0	$10,150
BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	EPO	$540.63	$0	$9,900
Standard Gold Ambetter Health	Gold	HMO	$547.72	$2,000	$8,200
BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	POS	$554.91	$6,650	$7,400
BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	POS	$554.99	$7,500	$10,000
Everyday Gold Ambetter Health	Gold	HMO	$559.57	$800	$7,250
Standard Silver Ambetter Health	Silver	HMO	$559.67	$6,000	$8,900
Silver Simple PCP Saver Oscar Health Maintenance Organization of Florida	Silver	HMO	$560.70	$5,000	$9,250
myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$561.73	$9,500	$10,150
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$562.53	$2,000	$8,200
myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$565.11	$9,500	$10,150
Silver Classic Standard Oscar Health Maintenance Organization of Florida	Silver	HMO	$565.71	$6,000	$8,900
Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida	Silver	HMO	$565.82	$6,200	$9,600
Silver Simple Diabetes Oscar Health Maintenance Organization of Florida	Silver	HMO	$566.02	$6,500	$10,000
Focused Silver Ambetter Health	Silver	HMO	$566.42	$6,300	$8,400
Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida	Silver	HMO	$566.59	$6,000	$10,150
Silver Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida	Silver	HMO	$567.13	$5,900	$10,150
BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	POS	$567.64	$6,500	$10,000
myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$570.45	$7,000	$9,150
myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$571.85	$9,500	$10,150
Silver Elite Oscar Health Maintenance Organization of Florida	Silver	HMO	$573.28	$5,000	$9,750
myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$573.70	$7,000	$9,150
Everyday Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$574.71	$800	$7,250
Standard Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$574.81	$6,000	$8,900
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health	Silver	HMO	$575.79	$5,000	$8,650
Complete Gold Ambetter Health	Gold	HMO	$578.27	$1,450	$7,500
myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$580.42	$7,000	$9,150
Focused Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$581.74	$6,300	$8,400
myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$583.01	$6,500	$9,200
myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$586.27	$6,500	$9,200
myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$589.26	$3,150	$8,675
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health	Silver	HMO	$591.37	$5,000	$8,650
myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$592.50	$3,150	$8,675
myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$592.98	$6,500	$9,200
Complete Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$593.92	$1,450	$7,500
myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$599.21	$3,150	$8,675
myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	HMO	$599.48	$6,000	$8,900
BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Expanded Bronze	POS	$599.89	$0	$9,900
BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL)	Bronze	PPO	$643.44	$6,150	$10,150
BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$648.90	$4,000	$8,100
BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$651.76	$4,000	$8,100
BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$657.47	$4,000	$8,100
BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$659.65	$6,000	$8,900
BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	EPO	$667.10	$3,125	$8,100
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$667.62	$7,500	$10,000
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$673.53	$6,650	$7,400
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$678.39	$6,500	$10,000
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Expanded Bronze	PPO	$708.58	$0	$9,900
myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$710.91	$2,000	$8,200
myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$723.03	$940	$4,500
BlueCare Silver 24K01-02 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	POS	$723.37	$4,000	$8,100
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$729.74	$2,000	$8,200
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$747.01	$1,500	$6,450
BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	POS	$747.75	$6,000	$8,900
myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$748.71	$0	$6,550
BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Silver	POS	$757.38	$3,125	$8,100
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$766.72	$0	$6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$769.56	$0	$6,250
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$826.74	$2,000	$8,200
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$847.10	$1,500	$6,450
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$876.83	$0	$6,250
BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	EPO	$955.90	$1,000	$4,000
myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	HMO	$968.78	$0	$2,250
BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	EPO	$982.43	$0	$2,525
myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	HMO	$1,014.84	$0	$5,200
BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	EPO	$1,023.83	$0	$5,200
BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	POS	$1,034.59	$1,000	$4,000
BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,040.23	$4,000	$8,100
BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	POS	$1,073.96	$0	$2,525
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,093.23	$2,000	$8,200
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,111.08	$6,000	$8,900
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,119.21	$1,500	$6,450
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Silver	PPO	$1,123.97	$3,125	$8,100
BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Platinum	POS	$1,125.48	$0	$5,200
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,149.62	$0	$6,250
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	PPO	$1,451.91	$1,000	$4,000
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	PPO	$1,493.72	$0	$2,525
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Platinum	PPO	$1,556.45	$0	$5,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.