QHP Index

Marketplace health plans in Desoto County

115 plans sold in Desoto County, Florida, from 6 insurers, priced at age 30.

What people in Desoto County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Desoto County listed at $868 a month and the average person paid $101 after the advance premium tax credit.

1,746 of the 3,559 people who enrolled here — 49.1% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 30: 212730405060

PlanMetalType Premium at 30DeductibleMax out of pocket
Everyday Bronze
Ambetter Health
Expanded BronzeHMO $467.03 $8,450 $10,150
Standard Expanded Bronze
Ambetter Health
Expanded BronzeHMO $468.46 $7,500 $10,000
Everyday Bronze + Vision + Adult Dental
Ambetter Health
Expanded BronzeHMO $479.67 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter Health
Expanded BronzeHMO $481.14 $7,500 $10,000
Wellpoint Essential Catastrophic (+ Incentives)
WellPoint
CatastrophicHMO $484.10 $10,600 $10,600
Molina Bronze Standard
Molina Healthcare
Expanded BronzeHMO $501.62 $7,500 $10,000
Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
Expanded BronzeHMO $513.42 $6,000 $10,600
Molina Bronze Enhanced 3500
Molina Healthcare
Expanded BronzeHMO $513.94 $3,500 $9,950
Molina Bronze Enhanced 3500 Pluswith Adult Vision
Molina Healthcare
Expanded BronzeHMO $517.52 $3,500 $9,950
Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
Expanded BronzeHMO $521.33 $5,500 $10,600
Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
WellPoint
Expanded BronzeHMO $525.81 $7,500 $10,000
Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision
Molina Healthcare
Expanded BronzeHMO $530.14 $3,500 $9,950
Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
Expanded BronzeHMO $530.98 $5,500 $10,600
Elite Bronze
Ambetter Health
Expanded BronzeHMO $533.46 $0 $10,500
Elite Bronze + Vision + Adult Dental
Ambetter Health
Expanded BronzeHMO $547.89 $0 $10,500
Molina Bronze Premier with $0 Medical Deductible
Molina Healthcare
Expanded BronzeHMO $562.10 $0 $10,350
Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision
Molina Healthcare
Expanded BronzeHMO $565.69 $0 $10,350
Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision
Molina Healthcare
Expanded BronzeHMO $578.28 $0 $10,350
UHC Bronze Essential- ($0 Virtual Urgent Care)
UnitedHealthcare
BronzeHMO $589.14 $10,600 $10,600
UHC Bronze Essential ($0 Virtual Urgent Care)
UnitedHealthcare
BronzeHMO $589.21 $10,600 $10,600
Clarity Silver
Ambetter Health
SilverHMO $593.09 $8,000 $8,400
BlueSelect Bronze 24L01-01 (Rewards)
Florida Blue (BlueCross BlueShield FL)
BronzeEPO $614.39 $6,150 $10,150
UHC Bronze Standard
UnitedHealthcare
Expanded BronzeHMO $617.31 $7,500 $10,000
Standard Gold
Ambetter Health
GoldHMO $619.10 $2,000 $8,200
Everyday Gold
Ambetter Health
GoldHMO $632.50 $800 $7,250
Standard Silver
Ambetter Health
SilverHMO $632.61 $6,000 $8,900
Molina Silver Saver with Four Free PCP Visits
Molina Healthcare
SilverHMO $634.92 $7,000 $10,150
Standard Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $635.85 $2,000 $8,200
BlueSelect Bronze 2342S ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded BronzeEPO $637.56 $7,500 $10,000
UHC Bronze Standard+ (Dental + Vision)
UnitedHealthcare
Expanded BronzeHMO $639.04 $7,500 $10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
UnitedHealthcare
Expanded BronzeHMO $639.58 $0 $10,600
Molina Silver Core
Molina Healthcare
SilverHMO $639.79 $6,000 $8,990
Focused Silver
Ambetter Health
SilverHMO $640.24 $6,300 $8,400
BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx)
Florida Blue (BlueCross BlueShield FL)
Expanded BronzeEPO $643.03 $6,650 $7,400
Molina Silver Core Pluswith Adult Vision
Molina Healthcare
SilverHMO $643.36 $6,000 $8,990
BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded BronzeEPO $647.57 $6,500 $10,000
Everyday Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $649.62 $800 $7,250
Standard Silver + Vision + Adult Dental
Ambetter Health
SilverHMO $649.73 $6,000 $8,900
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter Health
SilverHMO $650.84 $5,000 $8,650
Complete Gold
Ambetter Health
GoldHMO $653.64 $1,450 $7,500
Molina Silver Core Plus with Adult Dental and Vision
Molina Healthcare
SilverHMO $655.95 $6,000 $8,990
Focused Silver + Vision + Adult Dental
Ambetter Health
SilverHMO $657.56 $6,300 $8,400
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
UnitedHealthcare
Expanded BronzeHMO $661.31 $0 $10,600
Molina Silver Standard
Molina Healthcare
SilverHMO $661.59 $6,000 $8,900
Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverHMO $665.33 $3,500 $10,150
BlueCare Bronze 24K01-05 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
BronzePOS $667.91 $6,150 $10,150
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverHMO $668 $1,850 $9,100
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter Health
SilverHMO $668.45 $5,000 $8,650
Complete Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $671.32 $1,450 $7,500
Molina Gold Enhanced 895
Molina Healthcare
GoldHMO $671.66 $895 $8,700
Molina Gold Core 1640
Molina Healthcare
GoldHMO $672.15 $1,640 $8,100
Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
SilverHMO $675.10 $3,500 $10,150
Molina Gold Enhanced 895 Pluswith Adult Vision
Molina Healthcare
GoldHMO $675.23 $895 $8,700
BlueSelect Bronze 2139 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded BronzeEPO $675.31 $0 $9,900
Molina Gold Core 1640 Pluswith Adult Vision
Molina Healthcare
GoldHMO $675.77 $1,640 $8,100
BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded BronzeEPO $678.89 $0 $9,900
Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
WellPoint
SilverHMO $679.89 $6,000 $8,900
BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded BronzeEPO $686.05 $0 $9,900
Molina Gold Enhanced 895 Plus with Adult Dental and Vision
Molina Healthcare
GoldHMO $687.81 $895 $8,700
Molina Gold Core 1640 Plus with Adult Dental and Vision
Molina Healthcare
GoldHMO $688.34 $1,640 $8,100
Molina Gold Standard
Molina Healthcare
GoldHMO $703.15 $2,000 $8,200
BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded BronzePOS $705.28 $6,650 $7,400
BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded BronzePOS $705.39 $7,500 $10,000
BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded BronzePOS $721.46 $6,500 $10,000
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $727.95 $800 $9,000
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $735.11 $800 $9,000
Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
WellPoint
GoldHMO $742.89 $2,000 $8,200
Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $743.95 $1,400 $5,000
BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded BronzePOS $762.46 $0 $9,900
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
SilverHMO $779.72 $4,500 $9,900
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
SilverHMO $801.45 $4,500 $9,900
BlueOptions Bronze 24J01-06 (Rewards)
Florida Blue (BlueCross BlueShield FL)
BronzePPO $816.52 $6,150 $10,150
UHC Silver Standard-
UnitedHealthcare
SilverHMO $819.04 $6,000 $8,900
UHC Silver Standard
UnitedHealthcare
SilverHMO $819.13 $6,000 $8,900
BlueSelect Silver 1443 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $823.44 $4,000 $8,100
BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $827.07 $4,000 $8,100
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
SilverHMO $830.01 $2,700 $10,350
BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $834.33 $4,000 $8,100
BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $837.10 $6,000 $8,900
UHC Silver Standard+ (Dental + Vision)
UnitedHealthcare
SilverHMO $840.86 $6,000 $8,900
BlueSelect Silver 1456 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverEPO $846.55 $3,125 $8,100
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded BronzePPO $847.21 $7,500 $10,000
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
SilverHMO $851.74 $2,700 $10,350
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)
Florida Blue (BlueCross BlueShield FL)
Expanded BronzePPO $854.70 $6,650 $7,400
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded BronzePPO $860.87 $6,500 $10,000
UHC Gold Standard
UnitedHealthcare
GoldHMO $891.43 $2,000 $8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)
UnitedHealthcare
GoldHMO $899.12 $0 $10,600
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded BronzePPO $899.19 $0 $9,900
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)
UnitedHealthcare
GoldHMO $915.47 $500 $9,000
BlueCare Silver 24K01-02 ($10 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverPOS $919.40 $4,000 $8,100
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $926.04 $2,000 $8,200
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $937.20 $500 $9,000
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $947.95 $1,500 $6,450
BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverPOS $950.39 $6,000 $8,900
BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
SilverPOS $962.63 $3,125 $8,100
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $972.96 $0 $6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $976.55 $0 $6,250
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldPOS $1,050.78 $2,000 $8,200
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldPOS $1,076.66 $1,500 $6,450
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldPOS $1,114.46 $0 $6,250
BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
PlatinumEPO $1,213.03 $1,000 $4,000
BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
PlatinumEPO $1,246.68 $0 $2,525
BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
PlatinumEPO $1,299.23 $0 $5,200
BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
PlatinumPOS $1,314.95 $1,000 $4,000
BlueOptions Silver 24J01-03 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverPPO $1,320.05 $4,000 $8,100
BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
PlatinumPOS $1,365 $0 $2,525
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,387.30 $2,000 $8,200
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverPPO $1,409.94 $6,000 $8,900
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,420.27 $1,500 $6,450
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
SilverPPO $1,426.30 $3,125 $8,100
BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
PlatinumPOS $1,430.47 $0 $5,200
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,458.85 $0 $6,250
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
PlatinumPPO $1,842.46 $1,000 $4,000
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
PlatinumPPO $1,895.53 $0 $2,525
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
PlatinumPPO $1,975.12 $0 $5,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Desoto County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.